Franchise financing
AMERIPRISE FINANCIAL franchise financing
What it costs to finance a AMERIPRISE FINANCIAL franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 440
- Total funded
- $305.6M
- Median loan
- $393K
- 7(a) charge-off
- 0.3%
What financing a AMERIPRISE FINANCIAL franchise costs
The median SBA loan to a AMERIPRISE FINANCIAL franchisee is $393K, and the middle half of AMERIPRISE FINANCIAL's 440 loans run $220K to $868K (average $694K). Across all SBA-financed franchises the median loan is $350K. AMERIPRISE FINANCIAL buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median AMERIPRISE FINANCIAL loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 426 AMERIPRISE FINANCIAL loans where the SBA recorded a business age, 8.7% went to new businesses two years old or younger. The rest funded existing operations.
How to finance AMERIPRISE FINANCIAL
AMERIPRISE FINANCIAL franchisees have financed with 440 SBA loans since FY2010, averaging $694K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (407 of the 440 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
AMERIPRISE FINANCIAL's 7(a) charge-off rate is 0.3% across 407 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance AMERIPRISE FINANCIAL
By SBA loan count
Where AMERIPRISE FINANCIAL gets funded
Top states by loan count
- 1. California 56
- 2. Texas 33
- 3. Florida 23
- 4. Ohio 27
- 5. New York 22
- 6. Illinois 19
- 7. Connecticut 14
- 8. Wisconsin 20
Financing a AMERIPRISE FINANCIAL?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
AMERIPRISE FINANCIAL SBA financing FAQ
How much does a AMERIPRISE FINANCIAL franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a AMERIPRISE FINANCIAL franchisee is $393K, and the middle half of AMERIPRISE FINANCIAL's 440 loans run $220K to $868K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of AMERIPRISE FINANCIAL's franchise disclosure document.
Can you use an SBA loan for AMERIPRISE FINANCIAL?
Yes. Lenders have funded 440 SBA loans to AMERIPRISE FINANCIAL franchisees, worth $305.6M in all, so AMERIPRISE FINANCIAL is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for AMERIPRISE FINANCIAL?
The data says yes: of AMERIPRISE FINANCIAL's 426 SBA loans that record a business age, 8.7% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance AMERIPRISE FINANCIAL?
By loan count, the most active SBA lenders for AMERIPRISE FINANCIAL are Live Oak Banking Company, Byline Bank, First State Bank Nebraska, among others. A lender already active with your brand often moves faster.
What is AMERIPRISE FINANCIAL's SBA charge-off rate?
Across AMERIPRISE FINANCIAL's 407 SBA 7(a) loans, 0.3% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits AMERIPRISE FINANCIAL?
Mostly 7(a): 407 of AMERIPRISE FINANCIAL's 440 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median AMERIPRISE FINANCIAL loan term is 10 years.