Franchise financing
ILOVEKICKBOXING.COM franchise financing
What it costs to finance a ILOVEKICKBOXING.COM franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 119
- Total funded
- $26.4M
- Median loan
- $211K
- 7(a) charge-off
- 22.7%
What financing a ILOVEKICKBOXING.COM franchise costs
The median SBA loan to a ILOVEKICKBOXING.COM franchisee is $211K, and the middle half of ILOVEKICKBOXING.COM's 119 loans run $150K to $270K (average $222K). Across all SBA-financed franchises the median loan is $350K. ILOVEKICKBOXING.COM buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median ILOVEKICKBOXING.COM loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 110 ILOVEKICKBOXING.COM loans where the SBA recorded a business age, 90.0% went to new businesses two years old or younger. The rest funded existing operations.
How to finance ILOVEKICKBOXING.COM
ILOVEKICKBOXING.COM franchisees have financed with 119 SBA loans since FY2010, averaging $222K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (119 of the 119 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
ILOVEKICKBOXING.COM's 7(a) charge-off rate is 22.7% across 119 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance ILOVEKICKBOXING.COM
By SBA loan count
- 1. Stearns Bank National Association 47
- 2. LendingClub Bank, National Association 10
- 3. United Community Bank 8
- 4. Wells Fargo Bank National Association 4
- 5. Readycap Lending, LLC 1
- 6. JPMorgan Chase Bank, National Association 5
- 7. Manufacturers and Traders Trust Company 7
- 8. UMB Bank, National Association 1
Where ILOVEKICKBOXING.COM gets funded
Top states by loan count
- 1. Texas 16
- 2. New York 16
- 3. Colorado 8
- 4. Illinois 6
- 5. Virginia 6
- 6. North Carolina 6
- 7. Florida 4
- 8. California 4
Financing a ILOVEKICKBOXING.COM?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
ILOVEKICKBOXING.COM SBA financing FAQ
How much does a ILOVEKICKBOXING.COM franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a ILOVEKICKBOXING.COM franchisee is $211K, and the middle half of ILOVEKICKBOXING.COM's 119 loans run $150K to $270K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of ILOVEKICKBOXING.COM's franchise disclosure document.
Can you use an SBA loan for ILOVEKICKBOXING.COM?
Yes. Lenders have funded 119 SBA loans to ILOVEKICKBOXING.COM franchisees, worth $26.4M in all, so ILOVEKICKBOXING.COM is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for ILOVEKICKBOXING.COM?
The data says yes: of ILOVEKICKBOXING.COM's 110 SBA loans that record a business age, 90.0% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance ILOVEKICKBOXING.COM?
By loan count, the most active SBA lenders for ILOVEKICKBOXING.COM are Stearns Bank National Association, LendingClub Bank, National Association, United Community Bank, among others. A lender already active with your brand often moves faster.
What is ILOVEKICKBOXING.COM's SBA charge-off rate?
Across ILOVEKICKBOXING.COM's 119 SBA 7(a) loans, 22.7% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits ILOVEKICKBOXING.COM?
Mostly 7(a): 119 of ILOVEKICKBOXING.COM's 119 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median ILOVEKICKBOXING.COM loan term is 10 years.