Franchise financing
LA QUINTA INN franchise financing
What it costs to finance a LA QUINTA INN franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 174
- Total funded
- $458.4M
- Median loan
- $2.5M
- 7(a) charge-off
- 1.9%
What financing a LA QUINTA INN franchise costs
The median SBA loan to a LA QUINTA INN franchisee is $2.5M, and the middle half of LA QUINTA INN's 174 loans run $1.5M to $3.9M (average $2.6M). Across all SBA-financed franchises the median loan is $350K. LA QUINTA INN buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median LA QUINTA INN loan runs 20 years. Model your numbers with the franchise financing calculator.
Of the 134 LA QUINTA INN loans where the SBA recorded a business age, 26.1% went to new businesses two years old or younger. The rest funded existing operations.
How to finance LA QUINTA INN
LA QUINTA INN franchisees have financed with 174 SBA loans since FY2010, averaging $2.6M each. Of those, 103 ran through the 7(a) program (franchise fee, build-out, equipment, and working capital) and 71 through 504 (owner-occupied real estate). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
LA QUINTA INN's 7(a) charge-off rate is 1.9% across 103 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance LA QUINTA INN
By SBA loan count
Where LA QUINTA INN gets funded
Top states by loan count
- 1. Texas 52
- 2. California 15
- 3. Georgia 10
- 4. Washington 6
- 5. Arizona 4
- 6. Oklahoma 5
- 7. New York 5
- 8. Nevada 5
Financing a LA QUINTA INN?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
LA QUINTA INN SBA financing FAQ
How much does a LA QUINTA INN franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a LA QUINTA INN franchisee is $2.5M, and the middle half of LA QUINTA INN's 174 loans run $1.5M to $3.9M. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of LA QUINTA INN's franchise disclosure document.
Can you use an SBA loan for LA QUINTA INN?
Yes. Lenders have funded 174 SBA loans to LA QUINTA INN franchisees, worth $458.4M in all, so LA QUINTA INN is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for LA QUINTA INN?
The data says yes: of LA QUINTA INN's 134 SBA loans that record a business age, 26.1% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance LA QUINTA INN?
By loan count, the most active SBA lenders for LA QUINTA INN are Citizens Bank, Royal Business Bank, CDC Small Business Finance Corp., among others. A lender already active with your brand often moves faster.
What is LA QUINTA INN's SBA charge-off rate?
Across LA QUINTA INN's 103 SBA 7(a) loans, 1.9% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits LA QUINTA INN?
Both. Of LA QUINTA INN's 174 SBA loans, 103 were 7(a) (franchise fee, build-out, equipment, working capital) and 71 were 504 (owner-occupied real estate). The median LA QUINTA INN loan term is 20 years.