Franchise financing
Mountain Mike's Pizza franchise financing
What it costs to finance a Mountain Mike's Pizza franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 103
- Total funded
- $56.9M
- Median loan
- $445K
- 7(a) charge-off
- 1.0%
What financing a Mountain Mike's Pizza franchise costs
The median SBA loan to a Mountain Mike's Pizza franchisee is $445K, and the middle half of Mountain Mike's Pizza's 103 loans run $255K to $758K (average $553K). Across all SBA-financed franchises the median loan is $350K. Mountain Mike's Pizza buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Mountain Mike's Pizza loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 96 Mountain Mike's Pizza loans where the SBA recorded a business age, 60.4% went to new businesses two years old or younger. The rest funded existing operations.
How to finance Mountain Mike's Pizza
Mountain Mike's Pizza franchisees have financed with 103 SBA loans since FY2010, averaging $553K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (101 of the 103 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
Mountain Mike's Pizza's 7(a) charge-off rate is 1.0% across 101 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance Mountain Mike's Pizza
By SBA loan count
Where Mountain Mike's Pizza gets funded
Top states by loan count
- 1. California 75
- 2. Texas 7
- 3. Nevada 6
- 4. Oregon 3
- 5. Arizona 3
- 6. Wisconsin 2
- 7. Colorado 3
- 8. Washington 1
Financing a Mountain Mike's Pizza?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
Mountain Mike's Pizza SBA financing FAQ
How much does a Mountain Mike's Pizza franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Mountain Mike's Pizza franchisee is $445K, and the middle half of Mountain Mike's Pizza's 103 loans run $255K to $758K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Mountain Mike's Pizza's franchise disclosure document.
Can you use an SBA loan for Mountain Mike's Pizza?
Yes. Lenders have funded 103 SBA loans to Mountain Mike's Pizza franchisees, worth $56.9M in all, so Mountain Mike's Pizza is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for Mountain Mike's Pizza?
The data says yes: of Mountain Mike's Pizza's 96 SBA loans that record a business age, 60.4% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance Mountain Mike's Pizza?
By loan count, the most active SBA lenders for Mountain Mike's Pizza are Byline Bank, First Bank of the Lake, West Coast Community Bank, among others. A lender already active with your brand often moves faster.
What is Mountain Mike's Pizza's SBA charge-off rate?
Across Mountain Mike's Pizza's 101 SBA 7(a) loans, 1.0% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits Mountain Mike's Pizza?
Mostly 7(a): 101 of Mountain Mike's Pizza's 103 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median Mountain Mike's Pizza loan term is 10 years.