SBA lender profile
West Coast Community Bank
West Coast Community Bank appears in the public SBA loan data with 229 funded 7(a) loans totaling $251.0M, an average of $1.1M per loan, and an estimated 4,062 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
229
Total volume
$251.0M
Average loan size
$1.1M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
4,062
Programs
7(a)
Bank profile
via FDIC- Total assets
- $2.9B
- Headquarters
- Santa Cruz, CA
- FDIC cert
- #57591
- Status
- Active
Where West Coast Community Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 210 | $206.0M |
| Oregon | 10 | $15.2M |
| Washington | 3 | $11.1M |
| Idaho | 2 | $8.1M |
| Nevada | 2 | $7.4M |
| Arizona | 1 | $1.9M |
What West Coast Community Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 81 | $117.7M |
| Retail Trade | 51 | $63.9M |
| Construction | 14 | $12.2M |
| Manufacturing | 22 | $9.3M |
| Transportation and Warehousing | 12 | $9.3M |
| Health Care and Social Assistance | 8 | $7.1M |
West Coast Community Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 47 | $38.0M |
| 2021 | 62 | $85.4M |
| 2022 | 40 | $56.6M |
| 2023 | 30 | $25.4M |
| 2024 | 26 | $29.6M |
| 2025 | 16 | $10.8M |
| 2026 | 8 | $5.3M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of West Coast Community Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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