Franchise financing
Nothing Bundt Cakes franchise financing
What it costs to finance a Nothing Bundt Cakes franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 323
- Total funded
- $156.0M
- Median loan
- $433K
- 7(a) charge-off
- 0.0%
What financing a Nothing Bundt Cakes franchise costs
The median SBA loan to a Nothing Bundt Cakes franchisee is $433K, and the middle half of Nothing Bundt Cakes's 323 loans run $340K to $559K (average $483K). Across all SBA-financed franchises the median loan is $350K. Nothing Bundt Cakes buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Nothing Bundt Cakes loan runs about 10 years (123 months). Model your numbers with the franchise financing calculator.
Of the 308 Nothing Bundt Cakes loans where the SBA recorded a business age, 87.3% went to new businesses two years old or younger. The rest funded existing operations.
How to finance Nothing Bundt Cakes
Nothing Bundt Cakes franchisees have financed with 323 SBA loans since FY2010, averaging $483K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (320 of the 323 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
Nothing Bundt Cakes's 7(a) charge-off rate is 0.0% across 320 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance Nothing Bundt Cakes
By SBA loan count
Where Nothing Bundt Cakes gets funded
Top states by loan count
- 1. California 37
- 2. Texas 37
- 3. Virginia 18
- 4. Illinois 15
- 5. Tennessee 9
- 6. Pennsylvania 19
- 7. Georgia 14
- 8. Florida 17
Financing a Nothing Bundt Cakes?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
Nothing Bundt Cakes SBA financing FAQ
How much does a Nothing Bundt Cakes franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Nothing Bundt Cakes franchisee is $433K, and the middle half of Nothing Bundt Cakes's 323 loans run $340K to $559K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Nothing Bundt Cakes's franchise disclosure document.
Can you use an SBA loan for Nothing Bundt Cakes?
Yes. Lenders have funded 323 SBA loans to Nothing Bundt Cakes franchisees, worth $156.0M in all, so Nothing Bundt Cakes is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for Nothing Bundt Cakes?
The data says yes: of Nothing Bundt Cakes's 308 SBA loans that record a business age, 87.3% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance Nothing Bundt Cakes?
By loan count, the most active SBA lenders for Nothing Bundt Cakes are Meadows Bank, Stearns Bank National Association, The Huntington National Bank, among others. A lender already active with your brand often moves faster.
What is Nothing Bundt Cakes's SBA charge-off rate?
Across Nothing Bundt Cakes's 320 SBA 7(a) loans, 0.0% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits Nothing Bundt Cakes?
Mostly 7(a): 320 of Nothing Bundt Cakes's 323 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median Nothing Bundt Cakes loan term is about 10 years (123 months).