Franchise financing
SPORTS CLIPS franchise financing
What it costs to finance a SPORTS CLIPS franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 177
- Total funded
- $35.5M
- Median loan
- $180K
- 7(a) charge-off
- 1.1%
What financing a SPORTS CLIPS franchise costs
The median SBA loan to a SPORTS CLIPS franchisee is $180K, and the middle half of SPORTS CLIPS's 177 loans run $160K to $203K (average $201K). Across all SBA-financed franchises the median loan is $350K. SPORTS CLIPS buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median SPORTS CLIPS loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 135 SPORTS CLIPS loans where the SBA recorded a business age, 45.2% went to new businesses two years old or younger. The rest funded existing operations.
How to finance SPORTS CLIPS
SPORTS CLIPS franchisees have financed with 177 SBA loans since FY2010, averaging $201K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (176 of the 177 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
SPORTS CLIPS's 7(a) charge-off rate is 1.1% across 176 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance SPORTS CLIPS
By SBA loan count
Where SPORTS CLIPS gets funded
Top states by loan count
- 1. Illinois 22
- 2. Tennessee 9
- 3. California 17
- 4. Texas 16
- 5. Maryland 14
- 6. Ohio 12
- 7. Wisconsin 8
- 8. Georgia 8
Financing a SPORTS CLIPS?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
SPORTS CLIPS SBA financing FAQ
How much does a SPORTS CLIPS franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a SPORTS CLIPS franchisee is $180K, and the middle half of SPORTS CLIPS's 177 loans run $160K to $203K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of SPORTS CLIPS's franchise disclosure document.
Can you use an SBA loan for SPORTS CLIPS?
Yes. Lenders have funded 177 SBA loans to SPORTS CLIPS franchisees, worth $35.5M in all, so SPORTS CLIPS is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for SPORTS CLIPS?
The data says yes: of SPORTS CLIPS's 135 SBA loans that record a business age, 45.2% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance SPORTS CLIPS?
By loan count, the most active SBA lenders for SPORTS CLIPS are Simmons Bank, Coastal States Bank, Legence Bank, among others. A lender already active with your brand often moves faster.
What is SPORTS CLIPS's SBA charge-off rate?
Across SPORTS CLIPS's 176 SBA 7(a) loans, 1.1% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits SPORTS CLIPS?
Mostly 7(a): 176 of SPORTS CLIPS's 177 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median SPORTS CLIPS loan term is 10 years.