Franchise financing
The Lash Lounge franchise financing
What it costs to finance a The Lash Lounge franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 107
- Total funded
- $30.9M
- Median loan
- $273K
- 7(a) charge-off
- 6.5%
What financing a The Lash Lounge franchise costs
The median SBA loan to a The Lash Lounge franchisee is $273K, and the middle half of The Lash Lounge's 107 loans run $208K to $370K (average $289K). Across all SBA-financed franchises the median loan is $350K. The Lash Lounge buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median The Lash Lounge loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 99 The Lash Lounge loans where the SBA recorded a business age, 95.0% went to new businesses two years old or younger. The rest funded existing operations.
How to finance The Lash Lounge
The Lash Lounge franchisees have financed with 107 SBA loans since FY2010, averaging $289K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (107 of the 107 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
The Lash Lounge's 7(a) charge-off rate is 6.5% across 107 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance The Lash Lounge
By SBA loan count
Where The Lash Lounge gets funded
Top states by loan count
- 1. Texas 22
- 2. Florida 11
- 3. California 15
- 4. Indiana 5
- 5. Oregon 7
- 6. New Jersey 7
- 7. Tennessee 4
- 8. North Carolina 3
Financing a The Lash Lounge?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
The Lash Lounge SBA financing FAQ
How much does a The Lash Lounge franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a The Lash Lounge franchisee is $273K, and the middle half of The Lash Lounge's 107 loans run $208K to $370K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of The Lash Lounge's franchise disclosure document.
Can you use an SBA loan for The Lash Lounge?
Yes. Lenders have funded 107 SBA loans to The Lash Lounge franchisees, worth $30.9M in all, so The Lash Lounge is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for The Lash Lounge?
The data says yes: of The Lash Lounge's 99 SBA loans that record a business age, 95.0% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance The Lash Lounge?
By loan count, the most active SBA lenders for The Lash Lounge are Stearns Bank National Association, Simmons Bank, The Huntington National Bank, among others. A lender already active with your brand often moves faster.
What is The Lash Lounge's SBA charge-off rate?
Across The Lash Lounge's 107 SBA 7(a) loans, 6.5% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits The Lash Lounge?
Mostly 7(a): 107 of The Lash Lounge's 107 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median The Lash Lounge loan term is 10 years.