SBA lender profile
ACNB Bank
ACNB Bank appears in the public SBA loan data with 65 funded 7(a) loans since FY2010, totaling $60.0M, an average of $924K per loan, and an estimated 1,108 jobs supported. Its SBA lending concentrates in Maryland and the Real Estate sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 83
- Scale 50
- Activity 43
- Consistency 78
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is ACNB Bank the right lender for you?
Lenders fund what they know. ACNB Bank's SBA lending concentrates in Maryland (48 loans) and Real Estate (5 loans), at an average loan of $924K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $3.3B
- Headquarters
- Gettysburg, PA
- FDIC cert
- #7506
- Status
- Active
Where ACNB Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Maryland | 48 | $47.8M |
| Pennsylvania | 14 | $7.8M |
| West Virginia | 1 | $3.5M |
| Florida | 2 | $920K |
Metro areas where ACNB Bank funds
What ACNB Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Real Estate | 5 | $9.1M |
| Manufacturing | 3 | $8.3M |
| Other Services | 7 | $5.8M |
| Wholesale Trade | 5 | $5.4M |
| Construction | 4 | $5.4M |
| Educational Services | 3 | $4.4M |
ACNB Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 4 | $728K |
| 2011 | 4 | $4.7M |
| 2012 | 1 | $350K |
| 2013 | 1 | $100K |
| 2014 | 9 | $9.8M |
| 2015 | 8 | $9.6M |
| 2016 | 3 | $1.1M |
| 2017 | 8 | $6.7M |
| 2018 | 6 | $6.6M |
| 2019 | 6 | $5.2M |
| 2020 | 2 | $588K |
| 2021 | 6 | $2.6M |
| 2022 | 3 | $7.9M |
| 2023 | 2 | $714K |
| 2024 | 1 | $329K |
| 2025 | 1 | $3.2M |
Related SBA lenders
Other lenders active in Maryland or in Real Estate.
Comparing lenders? See how to choose an SBA lender by track record.
ACNB Bank: frequently asked questions
Does ACNB Bank offer SBA loans?
Yes. ACNB Bank appears in the public SBA data with 65 funded SBA 7(a) loans totaling $60.0M.
How many SBA loans has ACNB Bank made?
ACNB Bank is associated with 65 SBA 7(a) loans totaling $60.0M in the public SBA data (as of 2026-03-31).
What is ACNB Bank's SBA charge-off rate?
About 0.0% of ACNB Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does ACNB Bank do most of its SBA lending?
ACNB Bank's SBA lending in the data is most concentrated in Maryland, and by industry in Real Estate.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). ACNB Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/acnb-bank/
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