SBA lender profile
American Continental Bank
American Continental Bank appears in the public SBA loan data with 440 funded 7(a) loans since FY2010, totaling $429.2M, an average of $976K per loan, and an estimated 3,622 jobs supported. Its SBA lending concentrates in California and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 1.8%. 95.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 80
- Scale 85
- Activity 88
- Consistency 82
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is American Continental Bank the right lender for you?
Lenders fund what they know. American Continental Bank's SBA lending concentrates in California (347 loans) and Retail Trade (201 loans), at an average loan of $976K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $379M
- Headquarters
- City Of Industry, CA
- FDIC cert
- #57444
- Status
- Active
Where American Continental Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 347 | $304.9M |
| Texas | 49 | $54.0M |
| Washington | 24 | $35.4M |
| Oregon | 9 | $12.5M |
| Arizona | 3 | $6.4M |
| New Jersey | 1 | $5.0M |
What American Continental Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 201 | $181.1M |
| Accommodation and Food Services | 123 | $159.5M |
| Other Services | 45 | $35.8M |
| Wholesale Trade | 22 | $17.0M |
| Health Care and Social Assistance | 17 | $17.0M |
| Manufacturing | 10 | $8.8M |
American Continental Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 12 | $7.0M |
| 2011 | 19 | $18.6M |
| 2012 | 22 | $11.6M |
| 2013 | 19 | $10.9M |
| 2014 | 24 | $21.5M |
| 2015 | 22 | $13.7M |
| 2016 | 3 | $8.0M |
| 2017 | 1 | $628K |
| 2018 | 21 | $17.6M |
| 2019 | 24 | $26.0M |
| 2020 | 36 | $30.3M |
| 2021 | 59 | $80.7M |
| 2022 | 44 | $55.8M |
| 2023 | 36 | $33.2M |
| 2024 | 36 | $27.3M |
| 2025 | 43 | $42.9M |
| 2026 | 19 | $23.7M |
Related SBA lenders
Other lenders active in California or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
American Continental Bank: frequently asked questions
Does American Continental Bank offer SBA loans?
Yes. American Continental Bank appears in the public SBA data with 440 funded SBA 7(a) loans totaling $429.2M.
How many SBA loans has American Continental Bank made?
American Continental Bank is associated with 440 SBA 7(a) loans totaling $429.2M in the public SBA data (as of 2026-03-31).
What is American Continental Bank's SBA charge-off rate?
About 1.8% of American Continental Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does American Continental Bank do most of its SBA lending?
American Continental Bank's SBA lending in the data is most concentrated in California, and by industry in Retail Trade.
Is American Continental Bank an SBA Preferred Lender (PLP)?
The loan record shows American Continental Bank operating under PLP delegated authority: 420 of its 7(a) loans (95.5%) were processed through the Preferred Lenders Program, including 98 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). American Continental Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/american-continental-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.