SBA lender profile
American Riviera Bank
American Riviera Bank appears in the public SBA loan data with 88 funded 7(a) loans totaling $41.6M, an average of $473K per loan, and an estimated 1,233 jobs supported. Its SBA lending concentrates in California and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
88
Total volume
$41.6M
Average loan size
$473K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
1,233
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.4B
- Headquarters
- Santa Barbara, CA
- FDIC cert
- #58281
- Status
- Active
Where American Riviera Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 87 | $41.3M |
| New York | 1 | $300K |
What American Riviera Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 12 | $9.7M |
| Accommodation and Food Services | 12 | $6.7M |
| Retail Trade | 11 | $5.4M |
| Wholesale Trade | 7 | $4.2M |
| Administrative and Support | 7 | $3.7M |
| Construction | 12 | $3.3M |
American Riviera Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 21 | $9.9M |
| 2021 | 9 | $7.0M |
| 2022 | 14 | $7.0M |
| 2023 | 15 | $5.8M |
| 2024 | 9 | $4.8M |
| 2025 | 11 | $4.5M |
| 2026 | 9 | $2.6M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of American Riviera Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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