SBA lender profile
Centerstone SBA Lending, Inc.
Centerstone SBA Lending, Inc. appears in the public SBA loan data with 383 funded 7(a) loans totaling $547.6M, an average of $1.4M per loan, and an estimated 6,246 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
383
Total volume
$547.6M
Average loan size
$1.4M
Charge-off rate
0.5%
Share of funded loans charged off
Jobs supported (reported)
6,246
Programs
7(a)
Where Centerstone SBA Lending, Inc. lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 81 | $101.4M |
| Illinois | 45 | $48.6M |
| Texas | 23 | $42.8M |
| North Carolina | 17 | $33.2M |
| Colorado | 14 | $25.2M |
| Virginia | 12 | $23.0M |
What Centerstone SBA Lending, Inc. funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 149 | $249.1M |
| Retail Trade | 87 | $111.7M |
| Other Services | 19 | $26.6M |
| Health Care and Social Assistance | 19 | $24.8M |
| Wholesale Trade | 12 | $24.2M |
| Professional and Technical Services | 16 | $21.8M |
Centerstone SBA Lending, Inc. SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 20 | $27.3M |
| 2021 | 72 | $141.3M |
| 2022 | 42 | $49.0M |
| 2023 | 40 | $56.5M |
| 2024 | 61 | $74.9M |
| 2025 | 116 | $160.9M |
| 2026 | 32 | $37.6M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Centerstone SBA Lending, Inc.'s funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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