SBA lender profile
Citizens National Bank
Citizens National Bank appears in the public SBA loan data with 17 funded 7(a) loans since FY2010, totaling $21.0M, an average of $1.2M per loan, and an estimated 315 jobs supported. Its SBA lending concentrates in Tennessee and the Accommodation and Food Services sector. With only 17 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is Citizens National Bank the right lender for you?
Citizens National Bank appears in the SBA record with 17 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Citizens National Bank lends
Top states by funded SBA volume.
Metro areas where Citizens National Bank funds
What Citizens National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 6 | $10.3M |
| Real Estate | 1 | $3.2M |
| Manufacturing | 2 | $2.9M |
| Wholesale Trade | 1 | $1.5M |
| Arts, Entertainment, Recreation | 1 | $1.2M |
| Health Care and Social Assistance | 2 | $960K |
Citizens National Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 6 | $4.7M |
| 2011 | 7 | $12.9M |
| 2012 | 1 | $520K |
| 2013 | 2 | $2.8M |
| 2015 | 1 | $20K |
Related SBA lenders
Other lenders active in Tennessee or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Citizens National Bank: frequently asked questions
Does Citizens National Bank offer SBA loans?
Yes. Citizens National Bank appears in the public SBA data with 17 funded SBA 7(a) loans totaling $21.0M.
How many SBA loans has Citizens National Bank made?
Citizens National Bank is associated with 17 SBA 7(a) loans totaling $21.0M in the public SBA data (as of 2026-03-31).
What is Citizens National Bank's SBA charge-off rate?
Citizens National Bank appears with only 17 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Citizens National Bank do most of its SBA lending?
Citizens National Bank's SBA lending in the data is most concentrated in Tennessee, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Citizens National Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/citizens-national-bank/
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