SBA lender profile
Colony Bank
Colony Bank appears in the public SBA loan data with 1,269 funded 7(a) loans since FY2010, totaling $688.8M, an average of $543K per loan, and an estimated 14,222 jobs supported. Its SBA lending concentrates in Georgia and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 2.1%. 79.4% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 92
- Activity 95
- Consistency 78
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Colony Bank the right lender for you?
Lenders fund what they know. Colony Bank's SBA lending concentrates in Georgia (222 loans) and Retail Trade (241 loans), at an average loan of $543K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $3.7B
- Headquarters
- Fitzgerald, GA
- FDIC cert
- #22257
- Status
- Active
Where Colony Bank lends
Top states by funded SBA volume.
Metro areas where Colony Bank funds
What Colony Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 241 | $134.7M |
| Accommodation and Food Services | 151 | $82.7M |
| Health Care and Social Assistance | 124 | $66.3M |
| Manufacturing | 63 | $65.2M |
| Construction | 73 | $55.3M |
| Other Services | 120 | $51.5M |
Colony Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 26 | $22.2M |
| 2011 | 16 | $14.7M |
| 2012 | 14 | $10.3M |
| 2013 | 8 | $5.4M |
| 2014 | 1 | $2.1M |
| 2015 | 12 | $9.3M |
| 2016 | 11 | $6.8M |
| 2017 | 8 | $5.0M |
| 2018 | 10 | $4.3M |
| 2019 | 7 | $3.0M |
| 2020 | 15 | $19.1M |
| 2021 | 107 | $160.6M |
| 2022 | 53 | $61.6M |
| 2023 | 175 | $102.6M |
| 2024 | 477 | $128.6M |
| 2025 | 243 | $98.9M |
| 2026 | 86 | $34.4M |
Related SBA lenders
Other lenders active in Georgia or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Colony Bank: frequently asked questions
Does Colony Bank offer SBA loans?
Yes. Colony Bank appears in the public SBA data with 1,269 funded SBA 7(a) loans totaling $688.8M.
How many SBA loans has Colony Bank made?
Colony Bank is associated with 1,269 SBA 7(a) loans totaling $688.8M in the public SBA data (as of 2026-03-31).
What is Colony Bank's SBA charge-off rate?
About 2.1% of Colony Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Colony Bank do most of its SBA lending?
Colony Bank's SBA lending in the data is most concentrated in Georgia, and by industry in Retail Trade.
Is Colony Bank an SBA Preferred Lender (PLP)?
The loan record shows Colony Bank operating under PLP delegated authority: 1,008 of its 7(a) loans (79.4%) were processed through the Preferred Lenders Program, including 760 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Colony Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/colony-bank/
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