SBA lender profile
Colony Bank
Colony Bank appears in the public SBA loan data with 1,156 funded 7(a) loans totaling $605.8M, an average of $524K per loan, and an estimated 12,914 jobs supported. Its SBA lending concentrates in Georgia and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 1.7%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
1,156
Total volume
$605.8M
Average loan size
$524K
Charge-off rate
1.7%
Share of funded loans charged off
Jobs supported (reported)
12,914
Programs
7(a)
Bank profile
via FDIC- Total assets
- $3.7B
- Headquarters
- Fitzgerald, GA
- FDIC cert
- #22257
- Status
- Active
Where Colony Bank lends
Top states by funded SBA volume.
What Colony Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 211 | $113.5M |
| Accommodation and Food Services | 130 | $63.7M |
| Manufacturing | 57 | $61.6M |
| Construction | 69 | $54.6M |
| Health Care and Social Assistance | 110 | $54.0M |
| Professional and Technical Services | 161 | $46.3M |
Colony Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 15 | $19.1M |
| 2021 | 107 | $160.6M |
| 2022 | 53 | $61.6M |
| 2023 | 175 | $102.6M |
| 2024 | 477 | $128.6M |
| 2025 | 243 | $98.9M |
| 2026 | 86 | $34.4M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Colony Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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