SBA lending by metro area
SBA lenders in Albany, GA
Which lenders fund Albany-area businesses, how much, and how the market compares with Georgia: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Albany area
Ranked by SBA volume funded to businesses located in the Albany metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | AB&T | 10 | $34.6M | $3.5M | not reported |
| 2 | Flint Community Bank | 27 | $23.8M | $882K | 3.70% |
| 3 | Metro City Bank | 9 | $18.2M | $2.0M | not reported |
| 4 | Colony Bank | 9 | $8.1M | $899K | not reported |
| 5 | Georgia Community Bank | 6 | $6.1M | $1.0M | not reported |
| 6 | Renasant Bank | 13 | $4.2M | $325K | not reported |
| 7 | CSRA Local Development Corporation | 5 | $3.6M | $711K | not reported |
| 8 | Readycap Lending, LLC | 5 | $3.4M | $677K | not reported |
| 9 | First Port City Bank | 5 | $3.1M | $616K | not reported |
| 10 | The Huntington National Bank | 5 | $1.3M | $254K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Albany compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Albany area | $500K ▲ 42.9% | 8.7% ▼ 2.2 pts |
| Georgia | $350K | 10.8% |
| United States | $179K | 11.2% |
What gets funded in Albany
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 35 | $43.4M |
| Retail Trade | 41 | $41.8M |
| Agriculture, Forestry, Fishing | 11 | $36.9M |
| Other Services | 15 | $8.5M |
| Professional and Technical Services | 10 | $8.3M |
| Transportation and Warehousing | 7 | $6.0M |
| Wholesale Trade | 7 | $5.3M |
| Health Care and Social Assistance | 14 | $5.3M |
SBA lending in Albany by year
Geography, precisely
"Albany area" here means the Albany, GA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Dougherty County, GA; Lee County, GA; Terrell County, GA; Worth County, GA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.