SBA lender profile
Desert Rivers FCU
Desert Rivers FCU appears in the public SBA loan data with 5 funded 7(a) loans totaling $1.4M, an average of $278K per loan, and an estimated 17 jobs supported. Its SBA lending concentrates in Utah and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 20.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
5
Total volume
$1.4M
Average loan size
$278K
Charge-off rate
20.0%
Share of funded loans charged off
Jobs supported (reported)
17
Programs
7(a)
Where Desert Rivers FCU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Utah | 5 | $1.4M |
What Desert Rivers FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 1 | $475K |
| Other Services | 1 | $329K |
| Real Estate | 1 | $299K |
| Arts, Entertainment, Recreation | 1 | $150K |
| Educational Services | 1 | $135K |
Desert Rivers FCU SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2022 | 5 | $1.4M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Desert Rivers FCU's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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