SBA lender profile
Empire State Bank
Empire State Bank appears in the public SBA loan data with 8 funded 7(a) loans totaling $25.7M, an average of $3.2M per loan, and an estimated 94 jobs supported. Its SBA lending concentrates in New York and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
8
Total volume
$25.7M
Average loan size
$3.2M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
94
Programs
7(a)
Bank profile
via FDIC- Total assets
- $0M
- Headquarters
- Salt Lake City, UT
- FDIC cert
- #22901
- Status
- Inactive
Where Empire State Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 6 | $19.7M |
| New Jersey | 2 | $6.0M |
What Empire State Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 6 | $24.2M |
| Professional and Technical Services | 1 | $1.2M |
| Health Care and Social Assistance | 1 | $324K |
Empire State Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $3.9M |
| 2021 | 3 | $4.0M |
| 2023 | 1 | $4.8M |
| 2024 | 2 | $8.0M |
| 2025 | 1 | $5.0M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Empire State Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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