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SBA lender profile

Emprise Bank

Emprise Bank appears in the public SBA loan data with 313 funded 7(a) loans since FY2010, totaling $124.9M, an average of $399K per loan, and an estimated 3,304 jobs supported. Its SBA lending concentrates in Kansas and the Construction sector. Across its 7(a) loans, the charge-off rate is 1.6%. 48.6% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 81
Scale 74
Activity 82
Consistency 79

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
313
Since FY2010
Total volume
$124.9M
Average loan size
$399K
7(a) charge-off rate
1.6%
Share of 7(a) loans charged off
Jobs supported (reported)
3,304
Programs
7(a)

Is Emprise Bank the right lender for you?

Lenders fund what they know. Emprise Bank's SBA lending concentrates in Kansas (243 loans) and Construction (44 loans), at an average loan of $399K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$91M
Headquarters
Iola, KS
FDIC cert
#14463
Status
Inactive

Where Emprise Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Kansas 243 $84.5M
Nebraska 49 $31.5M
Missouri 17 $7.4M
Arkansas 1 $1.2M
Oklahoma 1 $180K
Texas 1 $150K

Metro areas where Emprise Bank funds

What Emprise Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Construction 44 $26.6M
Accommodation and Food Services 44 $15.7M
Manufacturing 26 $13.9M
Retail Trade 32 $13.5M
Health Care and Social Assistance 37 $11.1M
Other Services 36 $10.1M

Emprise Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20106$835K
20119$2.1M
201212$1.7M
20136$801K
20146$917K
20158$957K
20169$550K
20177$805K
20184$872K
201917$10.1M
202022$6.1M
202123$16.5M
202222$9.2M
202335$16.5M
202445$21.3M
202553$19.8M
202629$15.9M

Related SBA lenders

Other lenders active in Kansas or in Construction.

Comparing lenders? See how to choose an SBA lender by track record.

Emprise Bank: frequently asked questions

Does Emprise Bank offer SBA loans?

Yes. Emprise Bank appears in the public SBA data with 313 funded SBA 7(a) loans totaling $124.9M.

How many SBA loans has Emprise Bank made?

Emprise Bank is associated with 313 SBA 7(a) loans totaling $124.9M in the public SBA data (as of 2026-03-31).

What is Emprise Bank's SBA charge-off rate?

About 1.6% of Emprise Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Emprise Bank do most of its SBA lending?

Emprise Bank's SBA lending in the data is most concentrated in Kansas, and by industry in Construction.

Is Emprise Bank an SBA Preferred Lender (PLP)?

The loan record shows Emprise Bank operating under PLP delegated authority: 152 of its 7(a) loans (48.6%) were processed through the Preferred Lenders Program, including 79 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Emprise Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Emprise Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Emprise Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/emprise-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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