SBA lender profile
Farmers & Merchants Bank & Trust
Farmers & Merchants Bank & Trust appears in the public SBA loan data with 35 funded 7(a) loans since FY2010, totaling $15.4M, an average of $440K per loan, and an estimated 297 jobs supported. Its SBA lending concentrates in Wisconsin and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 8.6%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 56
- Scale 23
- Activity 45
- Consistency 67
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Farmers & Merchants Bank & Trust the right lender for you?
Lenders fund what they know. Farmers & Merchants Bank & Trust's SBA lending concentrates in Wisconsin (29 loans) and Accommodation and Food Services (9 loans), at an average loan of $440K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $174M
- Headquarters
- Marinette, WI
- FDIC cert
- #10382
- Status
- Active
Where Farmers & Merchants Bank & Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Wisconsin | 29 | $14.3M |
| California | 1 | $750K |
| Michigan | 5 | $330K |
Metro areas where Farmers & Merchants Bank & Trust funds
What Farmers & Merchants Bank & Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 9 | $5.5M |
| Retail Trade | 3 | $3.7M |
| Manufacturing | 10 | $3.3M |
| Wholesale Trade | 1 | $750K |
| Construction | 5 | $619K |
| Other Services | 3 | $517K |
Farmers & Merchants Bank & Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 4 | $190K |
| 2011 | 5 | $1.7M |
| 2012 | 4 | $2.4M |
| 2013 | 6 | $1.4M |
| 2014 | 3 | $222K |
| 2015 | 1 | $1.8M |
| 2016 | 1 | $520K |
| 2018 | 3 | $1.6M |
| 2020 | 1 | $96K |
| 2021 | 2 | $889K |
| 2023 | 1 | $417K |
| 2024 | 3 | $4.1M |
| 2025 | 1 | $191K |
Related SBA lenders
Other lenders active in Wisconsin or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Farmers & Merchants Bank & Trust: frequently asked questions
Does Farmers & Merchants Bank & Trust offer SBA loans?
Yes. Farmers & Merchants Bank & Trust appears in the public SBA data with 35 funded SBA 7(a) loans totaling $15.4M.
How many SBA loans has Farmers & Merchants Bank & Trust made?
Farmers & Merchants Bank & Trust is associated with 35 SBA 7(a) loans totaling $15.4M in the public SBA data (as of 2026-03-31).
What is Farmers & Merchants Bank & Trust's SBA charge-off rate?
About 8.6% of Farmers & Merchants Bank & Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Farmers & Merchants Bank & Trust do most of its SBA lending?
Farmers & Merchants Bank & Trust's SBA lending in the data is most concentrated in Wisconsin, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Farmers & Merchants Bank & Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/farmers-merchants-bank-trust/
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