SBA lender profile
First Bank and Trust of Memphis
First Bank and Trust of Memphis appears in the public SBA loan data with 2 funded 7(a) loans totaling $470K, an average of $235K per loan, and an estimated 9 jobs supported. Its SBA lending concentrates in Oklahoma and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
2
Total volume
$470K
Average loan size
$235K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
9
Programs
7(a)
Where First Bank and Trust of Memphis lends
Top states by funded SBA volume.
What First Bank and Trust of Memphis funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 1 | $270K |
| Other Services | 1 | $200K |
First Bank and Trust of Memphis SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 1 | $270K |
| 2022 | 1 | $200K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of First Bank and Trust of Memphis's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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