SBA lender profile
First Bank Richmond
First Bank Richmond appears in the public SBA loan data with 16 funded 7(a) loans totaling $16.2M, an average of $1.0M per loan, and an estimated 449 jobs supported. Its SBA lending concentrates in Indiana and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
16
Total volume
$16.2M
Average loan size
$1.0M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
449
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.5B
- Headquarters
- Richmond, IN
- FDIC cert
- #28533
- Status
- Active
Where First Bank Richmond lends
Top states by funded SBA volume.
What First Bank Richmond funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 3 | $6.5M |
| Accommodation and Food Services | 5 | $3.4M |
| Educational Services | 1 | $2.4M |
| Other Services | 2 | $1.6M |
| Health Care and Social Assistance | 2 | $1.3M |
| Professional and Technical Services | 1 | $533K |
First Bank Richmond SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $533K |
| 2021 | 3 | $2.7M |
| 2023 | 5 | $6.0M |
| 2024 | 3 | $4.5M |
| 2025 | 4 | $2.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of First Bank Richmond's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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