SBA lender profile
First Community CU
First Community CU appears in the public SBA loan data with 46 funded 7(a) loans since FY2010, totaling $21.7M, an average of $473K per loan, and an estimated 527 jobs supported. Its SBA lending concentrates in North Dakota and the Other Services sector. Across its 7(a) loans, the charge-off rate is 2.2%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 73
- Scale 32
- Activity 46
- Consistency 70
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First Community CU the right lender for you?
Lenders fund what they know. First Community CU's SBA lending concentrates in North Dakota (38 loans) and Other Services (7 loans), at an average loan of $473K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where First Community CU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Dakota | 38 | $16.0M |
| Arkansas | 1 | $2.9M |
| Minnesota | 3 | $1.5M |
| Texas | 4 | $1.4M |
Metro areas where First Community CU funds
What First Community CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 7 | $5.8M |
| Retail Trade | 6 | $4.4M |
| Wholesale Trade | 4 | $3.8M |
| Agriculture, Forestry, Fishing | 2 | $2.1M |
| Construction | 6 | $1.6M |
| Accommodation and Food Services | 6 | $1.5M |
First Community CU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $300K |
| 2011 | 5 | $2.6M |
| 2012 | 1 | $371K |
| 2013 | 4 | $3.4M |
| 2014 | 6 | $647K |
| 2015 | 7 | $988K |
| 2016 | 6 | $545K |
| 2017 | 2 | $2.5M |
| 2019 | 5 | $4.3M |
| 2020 | 2 | $280K |
| 2021 | 3 | $628K |
| 2022 | 1 | $263K |
| 2023 | 2 | $404K |
| 2025 | 1 | $4.5M |
Related SBA lenders
Other lenders active in North Dakota or in Other Services.
Comparing lenders? See how to choose an SBA lender by track record.
First Community CU: frequently asked questions
Does First Community CU offer SBA loans?
Yes. First Community CU appears in the public SBA data with 46 funded SBA 7(a) loans totaling $21.7M.
How many SBA loans has First Community CU made?
First Community CU is associated with 46 SBA 7(a) loans totaling $21.7M in the public SBA data (as of 2026-03-31).
What is First Community CU's SBA charge-off rate?
About 2.2% of First Community CU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First Community CU do most of its SBA lending?
First Community CU's SBA lending in the data is most concentrated in North Dakota, and by industry in Other Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First Community CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-community-cu/
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