SBA lender profile
First Community CU
First Community CU appears in the public SBA loan data with 9 funded 7(a) loans totaling $6.1M, an average of $675K per loan, and an estimated 52 jobs supported. Its SBA lending concentrates in North Dakota and the Other Services sector. Across all of its loans in the data, its charge-off rate is 11.1%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
9
Total volume
$6.1M
Average loan size
$675K
Charge-off rate
11.1%
Share of funded loans charged off
Jobs supported (reported)
52
Programs
7(a)
Where First Community CU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Dakota | 5 | $5.1M |
| Texas | 2 | $560K |
| Minnesota | 2 | $420K |
What First Community CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 4 | $5.0M |
| Health Care and Social Assistance | 1 | $315K |
| Construction | 1 | $250K |
| Professional and Technical Services | 1 | $245K |
| Manufacturing | 1 | $213K |
| Retail Trade | 1 | $89K |
First Community CU SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 2 | $280K |
| 2021 | 3 | $628K |
| 2022 | 1 | $263K |
| 2023 | 2 | $404K |
| 2025 | 1 | $4.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of First Community CU's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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