SBA lender profile
First Port City Bank
First Port City Bank appears in the public SBA loan data with 73 funded 7(a) loans since FY2010, totaling $76.8M, an average of $1.1M per loan, and an estimated 821 jobs supported. Its SBA lending concentrates in Georgia and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.0%. 72.6% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 84
- Scale 54
- Activity 75
- Consistency 55
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First Port City Bank the right lender for you?
Lenders fund what they know. First Port City Bank's SBA lending concentrates in Georgia (33 loans) and Accommodation and Food Services (22 loans), at an average loan of $1.1M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $601M
- Headquarters
- Bainbridge, GA
- FDIC cert
- #21784
- Status
- Active
Where First Port City Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Georgia | 33 | $36.9M |
| Florida | 32 | $29.3M |
| North Carolina | 5 | $7.8M |
| Alabama | 2 | $1.8M |
| Mississippi | 1 | $1.1M |
Metro areas where First Port City Bank funds
What First Port City Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 22 | $33.6M |
| Health Care and Social Assistance | 14 | $15.0M |
| Retail Trade | 14 | $12.4M |
| Agriculture, Forestry, Fishing | 8 | $4.6M |
| Administrative and Support | 5 | $3.8M |
| Other Services | 3 | $2.2M |
First Port City Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 1 | $1.3M |
| 2019 | 2 | $4.0M |
| 2020 | 9 | $6.7M |
| 2021 | 20 | $22.9M |
| 2022 | 10 | $8.5M |
| 2023 | 7 | $8.1M |
| 2024 | 11 | $5.4M |
| 2025 | 11 | $15.5M |
| 2026 | 2 | $4.4M |
Related SBA lenders
Other lenders active in Georgia or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
First Port City Bank: frequently asked questions
Does First Port City Bank offer SBA loans?
Yes. First Port City Bank appears in the public SBA data with 73 funded SBA 7(a) loans totaling $76.8M.
How many SBA loans has First Port City Bank made?
First Port City Bank is associated with 73 SBA 7(a) loans totaling $76.8M in the public SBA data (as of 2026-03-31).
What is First Port City Bank's SBA charge-off rate?
About 0.0% of First Port City Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First Port City Bank do most of its SBA lending?
First Port City Bank's SBA lending in the data is most concentrated in Georgia, and by industry in Accommodation and Food Services.
Is First Port City Bank an SBA Preferred Lender (PLP)?
The loan record shows First Port City Bank operating under PLP delegated authority: 53 of its 7(a) loans (72.6%) were processed through the Preferred Lenders Program, including 22 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First Port City Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-port-city-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.