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First South Farm Credit, ACA

First South Farm Credit, ACA appears in the public SBA loan data with 17 funded 7(a) loans since FY2010, totaling $10.9M, an average of $643K per loan, and an estimated 32 jobs supported. Its SBA lending concentrates in Mississippi and the Agriculture, Forestry, Fishing sector. With only 17 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
17
Since FY2010
Total volume
$10.9M
Average loan size
$643K
7(a) charge-off rate
Insufficient data
Only 17 7(a) loans in the data
Jobs supported (reported)
32
Programs
7(a)

Is First South Farm Credit, ACA the right lender for you?

First South Farm Credit, ACA appears in the SBA record with 17 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where First South Farm Credit, ACA lends

Top states by funded SBA volume.

StateLoansTotal volume
Mississippi 11 $9.1M
Alabama 6 $1.8M

What First South Farm Credit, ACA funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Agriculture, Forestry, Fishing 17 $10.9M

First South Farm Credit, ACA SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20105$5.9M
20118$3.2M
20121$136K
20131$120K
20141$584K
20151$1.0M

Related SBA lenders

Other lenders active in Mississippi or in Agriculture, Forestry, Fishing.

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First South Farm Credit, ACA: frequently asked questions

Does First South Farm Credit, ACA offer SBA loans?

Yes. First South Farm Credit, ACA appears in the public SBA data with 17 funded SBA 7(a) loans totaling $10.9M.

How many SBA loans has First South Farm Credit, ACA made?

First South Farm Credit, ACA is associated with 17 SBA 7(a) loans totaling $10.9M in the public SBA data (as of 2026-03-31).

What is First South Farm Credit, ACA's SBA charge-off rate?

First South Farm Credit, ACA appears with only 17 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does First South Farm Credit, ACA do most of its SBA lending?

First South Farm Credit, ACA's SBA lending in the data is most concentrated in Mississippi, and by industry in Agriculture, Forestry, Fishing.

For First South Farm Credit, ACA

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of First South Farm Credit, ACA's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). First South Farm Credit, ACA SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-south-farm-credit-aca/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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