SBA lender profile
BankPlus
BankPlus appears in the public SBA loan data with 440 funded 7(a) loans since FY2010, totaling $195.1M, an average of $443K per loan, and an estimated 5,045 jobs supported. Its SBA lending concentrates in Mississippi and the Agriculture, Forestry, Fishing sector. Across its 7(a) loans, the charge-off rate is 2.9%. 34.1% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 73
- Scale 80
- Activity 75
- Consistency 85
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is BankPlus the right lender for you?
Lenders fund what they know. BankPlus's SBA lending concentrates in Mississippi (315 loans) and Agriculture, Forestry, Fishing (130 loans), at an average loan of $443K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $8.3B
- Headquarters
- Belzoni, MS
- FDIC cert
- #5903
- Status
- Active
Where BankPlus lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Mississippi | 315 | $125.7M |
| Alabama | 36 | $28.2M |
| Louisiana | 75 | $26.5M |
| Tennessee | 10 | $13.1M |
| Florida | 2 | $600K |
| South Carolina | 1 | $560K |
Metro areas where BankPlus funds
What BankPlus funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Agriculture, Forestry, Fishing | 130 | $108.9M |
| Manufacturing | 23 | $12.4M |
| Accommodation and Food Services | 48 | $12.2M |
| Other Services | 30 | $10.8M |
| Retail Trade | 46 | $10.6M |
| Wholesale Trade | 25 | $7.2M |
BankPlus SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 25 | $5.3M |
| 2011 | 24 | $6.1M |
| 2012 | 9 | $995K |
| 2013 | 13 | $3.5M |
| 2014 | 38 | $12.1M |
| 2015 | 61 | $20.1M |
| 2016 | 44 | $16.1M |
| 2017 | 52 | $24.1M |
| 2018 | 39 | $12.4M |
| 2019 | 37 | $6.7M |
| 2020 | 17 | $12.6M |
| 2021 | 20 | $18.0M |
| 2022 | 14 | $20.8M |
| 2023 | 26 | $21.3M |
| 2024 | 11 | $5.9M |
| 2025 | 3 | $2.9M |
| 2026 | 7 | $6.2M |
Related SBA lenders
Other lenders active in Mississippi or in Agriculture, Forestry, Fishing.
Comparing lenders? See how to choose an SBA lender by track record.
BankPlus: frequently asked questions
Does BankPlus offer SBA loans?
Yes. BankPlus appears in the public SBA data with 440 funded SBA 7(a) loans totaling $195.1M.
How many SBA loans has BankPlus made?
BankPlus is associated with 440 SBA 7(a) loans totaling $195.1M in the public SBA data (as of 2026-03-31).
What is BankPlus's SBA charge-off rate?
About 2.9% of BankPlus's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does BankPlus do most of its SBA lending?
BankPlus's SBA lending in the data is most concentrated in Mississippi, and by industry in Agriculture, Forestry, Fishing.
Is BankPlus an SBA Preferred Lender (PLP)?
The loan record shows BankPlus operating under PLP delegated authority: 150 of its 7(a) loans (34.1%) were processed through the Preferred Lenders Program, including 9 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). BankPlus SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bankplus/
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