SBA lender profile
Genesis Bank
Genesis Bank appears in the public SBA loan data with 5 funded 7(a) loans totaling $2.0M, an average of $400K per loan, and an estimated 38 jobs supported. Its SBA lending concentrates in California and the Other Services sector. Across all of its loans in the data, its charge-off rate is 20.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
5
Total volume
$2.0M
Average loan size
$400K
Charge-off rate
20.0%
Share of funded loans charged off
Jobs supported (reported)
38
Programs
7(a)
Bank profile
via FDIC- Total assets
- $98M
- Headquarters
- Benoit, MS
- FDIC cert
- #15817
- Status
- Active
Where Genesis Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 5 | $2.0M |
What Genesis Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 1 | $616K |
| Construction | 1 | $505K |
| Retail Trade | 1 | $395K |
| Wholesale Trade | 1 | $268K |
| Health Care and Social Assistance | 1 | $216K |
Genesis Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 5 | $2.0M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Genesis Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.