SBA lender profile
Georgia Banking Company
Georgia Banking Company appears in the public SBA loan data with 263 funded 7(a) loans since FY2010, totaling $205.9M, an average of $783K per loan, and an estimated 4,578 jobs supported. Its SBA lending concentrates in Georgia and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 4.2%. 81.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 66
- Scale 77
- Activity 70
- Consistency 84
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Georgia Banking Company the right lender for you?
Lenders fund what they know. Georgia Banking Company's SBA lending concentrates in Georgia (181 loans) and Accommodation and Food Services (70 loans), at an average loan of $783K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $2.7B
- Headquarters
- Atlanta, GA
- FDIC cert
- #57071
- Status
- Active
Where Georgia Banking Company lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Georgia | 181 | $143.4M |
| North Carolina | 40 | $27.3M |
| Florida | 21 | $17.2M |
| South Carolina | 11 | $11.6M |
| Mississippi | 1 | $1.6M |
| Virginia | 2 | $1.4M |
Metro areas where Georgia Banking Company funds
What Georgia Banking Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 70 | $54.3M |
| Retail Trade | 40 | $25.4M |
| Manufacturing | 21 | $24.6M |
| Other Services | 27 | $13.7M |
| Health Care and Social Assistance | 17 | $12.9M |
| Professional and Technical Services | 10 | $12.4M |
Georgia Banking Company SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 12 | $10.2M |
| 2011 | 13 | $15.0M |
| 2012 | 1 | $250K |
| 2013 | 3 | $1.7M |
| 2014 | 6 | $5.8M |
| 2015 | 22 | $25.8M |
| 2016 | 18 | $11.2M |
| 2017 | 38 | $31.5M |
| 2018 | 26 | $21.3M |
| 2019 | 29 | $20.3M |
| 2020 | 21 | $12.7M |
| 2021 | 23 | $18.1M |
| 2022 | 19 | $7.3M |
| 2023 | 9 | $4.8M |
| 2024 | 9 | $7.7M |
| 2025 | 10 | $7.5M |
| 2026 | 4 | $4.6M |
Related SBA lenders
Other lenders active in Georgia or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Georgia Banking Company: frequently asked questions
Does Georgia Banking Company offer SBA loans?
Yes. Georgia Banking Company appears in the public SBA data with 263 funded SBA 7(a) loans totaling $205.9M.
How many SBA loans has Georgia Banking Company made?
Georgia Banking Company is associated with 263 SBA 7(a) loans totaling $205.9M in the public SBA data (as of 2026-03-31).
What is Georgia Banking Company's SBA charge-off rate?
About 4.2% of Georgia Banking Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Georgia Banking Company do most of its SBA lending?
Georgia Banking Company's SBA lending in the data is most concentrated in Georgia, and by industry in Accommodation and Food Services.
Is Georgia Banking Company an SBA Preferred Lender (PLP)?
The loan record shows Georgia Banking Company operating under PLP delegated authority: 215 of its 7(a) loans (81.8%) were processed through the Preferred Lenders Program, including 16 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Georgia Banking Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/georgia-banking-company/
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