SBA lender profile
Georgia's Own Credit Union
Georgia's Own Credit Union appears in the public SBA loan data with 204 funded 7(a) loans totaling $208.4M, an average of $1.0M per loan, and an estimated 2,808 jobs supported. Its SBA lending concentrates in Georgia and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
204
Total volume
$208.4M
Average loan size
$1.0M
Charge-off rate
0.5%
Share of funded loans charged off
Jobs supported (reported)
2,808
Programs
7(a)
Where Georgia's Own Credit Union lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Georgia | 202 | $207.3M |
| Alabama | 1 | $902K |
| South Carolina | 1 | $150K |
What Georgia's Own Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 53 | $91.5M |
| Other Services | 29 | $30.4M |
| Accommodation and Food Services | 34 | $19.5M |
| Construction | 10 | $11.6M |
| Professional and Technical Services | 18 | $10.6M |
| Health Care and Social Assistance | 17 | $10.6M |
Georgia's Own Credit Union SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 47 | $33.5M |
| 2021 | 42 | $53.8M |
| 2022 | 34 | $35.3M |
| 2023 | 40 | $33.0M |
| 2024 | 27 | $38.5M |
| 2025 | 11 | $12.5M |
| 2026 | 3 | $1.9M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Georgia's Own Credit Union's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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