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SBA lender profile

Golden Valley Bank

Golden Valley Bank appears in the public SBA loan data with 9 funded 7(a) loans since FY2010, totaling $4.2M, an average of $463K per loan, and an estimated 169 jobs supported. Its SBA lending concentrates in California and the Retail Trade sector. With only 9 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
9
Since FY2010
Total volume
$4.2M
Average loan size
$463K
7(a) charge-off rate
Insufficient data
Only 9 7(a) loans in the data
Jobs supported (reported)
169
Programs
7(a)

Is Golden Valley Bank the right lender for you?

Golden Valley Bank appears in the SBA record with 9 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Bank profile

via FDIC
Total assets
$82M
Headquarters
Turlock, CA
FDIC cert
#22387
Status
Inactive

Where Golden Valley Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
California 9 $4.2M

Metro areas where Golden Valley Bank funds

What Golden Valley Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Retail Trade 4 $1.5M
Construction 1 $1.5M
Manufacturing 2 $550K
Accommodation and Food Services 1 $310K
Wholesale Trade 1 $265K

Golden Valley Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20171$311K
20191$265K
20201$300K
20211$95K
20232$1.8M
20252$1.2M
20261$250K

Related SBA lenders

Other lenders active in California or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

Golden Valley Bank: frequently asked questions

Does Golden Valley Bank offer SBA loans?

Yes. Golden Valley Bank appears in the public SBA data with 9 funded SBA 7(a) loans totaling $4.2M.

How many SBA loans has Golden Valley Bank made?

Golden Valley Bank is associated with 9 SBA 7(a) loans totaling $4.2M in the public SBA data (as of 2026-03-31).

What is Golden Valley Bank's SBA charge-off rate?

Golden Valley Bank appears with only 9 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Golden Valley Bank do most of its SBA lending?

Golden Valley Bank's SBA lending in the data is most concentrated in California, and by industry in Retail Trade.

For Golden Valley Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Golden Valley Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Golden Valley Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/golden-valley-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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