SBA lender profile
Harborstone CU
Harborstone CU appears in the public SBA loan data with 421 funded 7(a) loans since FY2010, totaling $274.7M, an average of $652K per loan, and an estimated 5,153 jobs supported. Its SBA lending concentrates in Washington and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.9%. 53.9% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 74
- Scale 82
- Activity 84
- Consistency 85
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Harborstone CU the right lender for you?
Lenders fund what they know. Harborstone CU's SBA lending concentrates in Washington (369 loans) and Accommodation and Food Services (80 loans), at an average loan of $652K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Harborstone CU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Washington | 369 | $223.7M |
| Oregon | 40 | $32.5M |
| Alaska | 10 | $18.1M |
| Idaho | 1 | $200K |
| Nevada | 1 | $150K |
Metro areas where Harborstone CU funds
What Harborstone CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 80 | $47.9M |
| Retail Trade | 56 | $31.3M |
| Health Care and Social Assistance | 40 | $31.1M |
| Manufacturing | 49 | $30.0M |
| Construction | 41 | $29.2M |
| Professional and Technical Services | 30 | $21.8M |
Harborstone CU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $120K |
| 2011 | 6 | $4.8M |
| 2012 | 14 | $3.7M |
| 2013 | 23 | $7.9M |
| 2014 | 35 | $23.6M |
| 2015 | 34 | $19.9M |
| 2016 | 26 | $11.5M |
| 2017 | 28 | $13.9M |
| 2018 | 36 | $17.1M |
| 2019 | 25 | $13.4M |
| 2020 | 20 | $20.3M |
| 2021 | 34 | $41.3M |
| 2022 | 24 | $29.0M |
| 2023 | 25 | $19.0M |
| 2024 | 29 | $16.1M |
| 2025 | 52 | $29.8M |
| 2026 | 9 | $3.4M |
Related SBA lenders
Other lenders active in Washington or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Harborstone CU: frequently asked questions
Does Harborstone CU offer SBA loans?
Yes. Harborstone CU appears in the public SBA data with 421 funded SBA 7(a) loans totaling $274.7M.
How many SBA loans has Harborstone CU made?
Harborstone CU is associated with 421 SBA 7(a) loans totaling $274.7M in the public SBA data (as of 2026-03-31).
What is Harborstone CU's SBA charge-off rate?
About 2.9% of Harborstone CU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Harborstone CU do most of its SBA lending?
Harborstone CU's SBA lending in the data is most concentrated in Washington, and by industry in Accommodation and Food Services.
Is Harborstone CU an SBA Preferred Lender (PLP)?
The loan record shows Harborstone CU operating under PLP delegated authority: 227 of its 7(a) loans (53.9%) were processed through the Preferred Lenders Program, including 53 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Harborstone CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/harborstone-cu/
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