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SBA lender profile

Home Bank of California

Home Bank of California appears in the public SBA loan data with 13 funded 7(a) loans since FY2010, totaling $10.0M, an average of $773K per loan, and an estimated 241 jobs supported. Its SBA lending concentrates in California and the Professional and Technical Services sector. With only 13 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record. 23.1% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
13
Since FY2010
Total volume
$10.0M
Average loan size
$773K
7(a) charge-off rate
Insufficient data
Only 13 7(a) loans in the data
Jobs supported (reported)
241
Programs
7(a)

Is Home Bank of California the right lender for you?

Home Bank of California appears in the SBA record with 13 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Bank profile

via FDIC
Total assets
$255M
Headquarters
San Diego, CA
FDIC cert
#26271
Status
Active

Where Home Bank of California lends

Top states by funded SBA volume.

StateLoansTotal volume
California 13 $10.0M

What Home Bank of California funds

Top industries by funded SBA volume.

Home Bank of California SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20166$4.0M
20174$2.5M
20181$700K
20242$2.9M

Related SBA lenders

Other lenders active in California or in Professional and Technical Services.

Comparing lenders? See how to choose an SBA lender by track record.

Home Bank of California: frequently asked questions

Does Home Bank of California offer SBA loans?

Yes. Home Bank of California appears in the public SBA data with 13 funded SBA 7(a) loans totaling $10.0M.

How many SBA loans has Home Bank of California made?

Home Bank of California is associated with 13 SBA 7(a) loans totaling $10.0M in the public SBA data (as of 2026-03-31).

What is Home Bank of California's SBA charge-off rate?

Home Bank of California appears with only 13 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Home Bank of California do most of its SBA lending?

Home Bank of California's SBA lending in the data is most concentrated in California, and by industry in Professional and Technical Services.

Is Home Bank of California an SBA Preferred Lender (PLP)?

The loan record shows Home Bank of California operating under PLP delegated authority: 3 of its 7(a) loans (23.1%) were processed through the Preferred Lenders Program, including 1 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Home Bank of California

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Home Bank of California's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Home Bank of California SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/home-bank-of-california/

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