SBA lender profile
Home State Bank
Home State Bank appears in the public SBA loan data with 72 funded 7(a) loans since FY2010, totaling $26.0M, an average of $361K per loan, and an estimated 781 jobs supported. Its SBA lending concentrates in Iowa and the Construction sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 84
- Scale 40
- Activity 0
- Consistency 71
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Home State Bank the right lender for you?
Lenders fund what they know. Home State Bank's SBA lending concentrates in Iowa (21 loans) and Construction (8 loans), at an average loan of $361K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $82M
- Headquarters
- Louisville, NE
- FDIC cert
- #10650
- Status
- Inactive
Where Home State Bank lends
Top states by funded SBA volume.
Metro areas where Home State Bank funds
What Home State Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 8 | $7.5M |
| Retail Trade | 10 | $3.3M |
| Wholesale Trade | 5 | $3.3M |
| Other Services | 6 | $2.8M |
| Mining and Extraction | 1 | $2.5M |
| Accommodation and Food Services | 11 | $1.8M |
Home State Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 8 | $2.7M |
| 2011 | 14 | $2.7M |
| 2012 | 8 | $957K |
| 2013 | 9 | $3.8M |
| 2014 | 5 | $2.4M |
| 2015 | 8 | $2.6M |
| 2016 | 6 | $4.2M |
| 2017 | 4 | $984K |
| 2018 | 4 | $1.2M |
| 2019 | 1 | $1.0M |
| 2020 | 2 | $132K |
| 2021 | 2 | $500K |
| 2022 | 1 | $2.8M |
Related SBA lenders
Other lenders active in Iowa or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Home State Bank: frequently asked questions
Does Home State Bank offer SBA loans?
Yes. Home State Bank appears in the public SBA data with 72 funded SBA 7(a) loans totaling $26.0M.
How many SBA loans has Home State Bank made?
Home State Bank is associated with 72 SBA 7(a) loans totaling $26.0M in the public SBA data (as of 2026-03-31).
What is Home State Bank's SBA charge-off rate?
About 0.0% of Home State Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Home State Bank do most of its SBA lending?
Home State Bank's SBA lending in the data is most concentrated in Iowa, and by industry in Construction.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Home State Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/home-state-bank/
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