SBA lender profile
Iowa State Bank
Iowa State Bank appears in the public SBA loan data with 34 funded 7(a) loans since FY2010, totaling $17.4M, an average of $511K per loan, and an estimated 703 jobs supported. Its SBA lending concentrates in Iowa and the Other Services sector. Across its 7(a) loans, the charge-off rate is 0.0%. 17.6% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 78
- Scale 24
- Activity 39
- Consistency 72
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Iowa State Bank the right lender for you?
Lenders fund what they know. Iowa State Bank's SBA lending concentrates in Iowa (33 loans) and Other Services (5 loans), at an average loan of $511K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $218M
- Headquarters
- Sac City, IA
- FDIC cert
- #10497
- Status
- Active
Where Iowa State Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Iowa | 33 | $15.2M |
| New Mexico | 1 | $2.2M |
What Iowa State Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 5 | $5.7M |
| Accommodation and Food Services | 15 | $5.1M |
| Construction | 5 | $3.4M |
| Manufacturing | 4 | $2.7M |
| Educational Services | 1 | $144K |
| Arts, Entertainment, Recreation | 2 | $126K |
Iowa State Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 3 | $440K |
| 2011 | 4 | $1.4M |
| 2012 | 3 | $2.2M |
| 2013 | 4 | $755K |
| 2014 | 2 | $196K |
| 2015 | 5 | $721K |
| 2016 | 1 | $50K |
| 2018 | 2 | $140K |
| 2019 | 1 | $2.2M |
| 2020 | 3 | $5.2M |
| 2021 | 1 | $400K |
| 2022 | 1 | $450K |
| 2023 | 2 | $2.0M |
| 2024 | 1 | $995K |
| 2025 | 1 | $236K |
Related SBA lenders
Other lenders active in Iowa or in Other Services.
Comparing lenders? See how to choose an SBA lender by track record.
Iowa State Bank: frequently asked questions
Does Iowa State Bank offer SBA loans?
Yes. Iowa State Bank appears in the public SBA data with 34 funded SBA 7(a) loans totaling $17.4M.
How many SBA loans has Iowa State Bank made?
Iowa State Bank is associated with 34 SBA 7(a) loans totaling $17.4M in the public SBA data (as of 2026-03-31).
What is Iowa State Bank's SBA charge-off rate?
About 0.0% of Iowa State Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Iowa State Bank do most of its SBA lending?
Iowa State Bank's SBA lending in the data is most concentrated in Iowa, and by industry in Other Services.
Is Iowa State Bank an SBA Preferred Lender (PLP)?
The loan record shows Iowa State Bank operating under PLP delegated authority: 6 of its 7(a) loans (17.6%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Iowa State Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/iowa-state-bank/
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