SBA lender profile
Kinecta FCU
Kinecta FCU appears in the public SBA loan data with 13 funded 7(a) loans totaling $3.7M, an average of $282K per loan, and an estimated 83 jobs supported. Its SBA lending concentrates in California and the Health Care and Social Assistance sector. Across all of its loans in the data, its charge-off rate is 7.7%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
13
Total volume
$3.7M
Average loan size
$282K
Charge-off rate
7.7%
Share of funded loans charged off
Jobs supported (reported)
83
Programs
7(a)
Where Kinecta FCU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 12 | $3.5M |
| Texas | 1 | $149K |
What Kinecta FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 3 | $1.3M |
| Retail Trade | 3 | $1.1M |
| Wholesale Trade | 1 | $500K |
| Real Estate | 3 | $420K |
| Construction | 1 | $149K |
| Arts, Entertainment, Recreation | 1 | $100K |
Kinecta FCU SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 4 | $889K |
| 2021 | 4 | $1.4M |
| 2022 | 3 | $420K |
| 2024 | 2 | $1.0M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Kinecta FCU's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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