SBA lender profile
Mega Bank
Mega Bank appears in the public SBA loan data with 98 funded 7(a) loans since FY2010, totaling $148.3M, an average of $1.5M per loan, and an estimated 2,065 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.0%. 80.6% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 87
- Scale 65
- Activity 81
- Consistency 71
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Mega Bank the right lender for you?
Lenders fund what they know. Mega Bank's SBA lending concentrates in California (96 loans) and Accommodation and Food Services (27 loans), at an average loan of $1.5M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $149M
- Headquarters
- St. Ann, MO
- FDIC cert
- #17311
- Status
- Inactive
Where Mega Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 96 | $145.1M |
| Arizona | 1 | $2.9M |
| Texas | 1 | $345K |
What Mega Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 27 | $30.5M |
| Retail Trade | 14 | $26.6M |
| Manufacturing | 10 | $19.1M |
| Wholesale Trade | 9 | $18.3M |
| Health Care and Social Assistance | 11 | $17.9M |
| Transportation and Warehousing | 8 | $13.2M |
Mega Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 3 | $925K |
| 2012 | 2 | $2.1M |
| 2014 | 1 | $1.5M |
| 2015 | 2 | $4.2M |
| 2016 | 2 | $2.3M |
| 2018 | 4 | $4.1M |
| 2019 | 9 | $2.9M |
| 2020 | 16 | $29.0M |
| 2021 | 9 | $25.8M |
| 2022 | 12 | $17.2M |
| 2023 | 14 | $17.9M |
| 2024 | 9 | $12.2M |
| 2025 | 11 | $21.8M |
| 2026 | 4 | $6.4M |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Mega Bank: frequently asked questions
Does Mega Bank offer SBA loans?
Yes. Mega Bank appears in the public SBA data with 98 funded SBA 7(a) loans totaling $148.3M.
How many SBA loans has Mega Bank made?
Mega Bank is associated with 98 SBA 7(a) loans totaling $148.3M in the public SBA data (as of 2026-03-31).
What is Mega Bank's SBA charge-off rate?
About 0.0% of Mega Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Mega Bank do most of its SBA lending?
Mega Bank's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
Is Mega Bank an SBA Preferred Lender (PLP)?
The loan record shows Mega Bank operating under PLP delegated authority: 79 of its 7(a) loans (80.6%) were processed through the Preferred Lenders Program, including 22 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Mega Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/mega-bank/
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