SBA lender profile
Pathfinder Bank
Pathfinder Bank appears in the public SBA loan data with 43 funded 7(a) loans since FY2010, totaling $7.1M, an average of $165K per loan, and an estimated 651 jobs supported. Its SBA lending concentrates in New York and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 14
- Activity 33
- Consistency 58
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Pathfinder Bank the right lender for you?
Lenders fund what they know. Pathfinder Bank's SBA lending concentrates in New York (42 loans) and Accommodation and Food Services (14 loans), at an average loan of $165K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $665M
- Headquarters
- Oswego, NY
- FDIC cert
- #15977
- Status
- Inactive
Where Pathfinder Bank lends
Top states by funded SBA volume.
Metro areas where Pathfinder Bank funds
What Pathfinder Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 14 | $2.1M |
| Manufacturing | 6 | $1.3M |
| Retail Trade | 6 | $888K |
| Real Estate | 2 | $636K |
| Construction | 3 | $500K |
| Wholesale Trade | 3 | $463K |
Pathfinder Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 10 | $1.9M |
| 2011 | 6 | $890K |
| 2012 | 7 | $845K |
| 2013 | 2 | $387K |
| 2014 | 1 | $48K |
| 2015 | 1 | $80K |
| 2016 | 3 | $496K |
| 2020 | 2 | $450K |
| 2024 | 5 | $1.1M |
| 2025 | 6 | $900K |
Related SBA lenders
Other lenders active in New York or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Pathfinder Bank: frequently asked questions
Does Pathfinder Bank offer SBA loans?
Yes. Pathfinder Bank appears in the public SBA data with 43 funded SBA 7(a) loans totaling $7.1M.
How many SBA loans has Pathfinder Bank made?
Pathfinder Bank is associated with 43 SBA 7(a) loans totaling $7.1M in the public SBA data (as of 2026-03-31).
What is Pathfinder Bank's SBA charge-off rate?
About 0.0% of Pathfinder Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Pathfinder Bank do most of its SBA lending?
Pathfinder Bank's SBA lending in the data is most concentrated in New York, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Pathfinder Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/pathfinder-bank/
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