SBA lender profile
People's Bank of Seneca
People's Bank of Seneca appears in the public SBA loan data with 37 funded 7(a) loans since FY2010, totaling $15.3M, an average of $414K per loan, and an estimated 300 jobs supported. Its SBA lending concentrates in Missouri and the Other Services sector. Across its 7(a) loans, the charge-off rate is 8.1%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 56
- Scale 23
- Activity 42
- Consistency 62
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is People's Bank of Seneca the right lender for you?
Lenders fund what they know. People's Bank of Seneca's SBA lending concentrates in Missouri (34 loans) and Other Services (7 loans), at an average loan of $414K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $497M
- Headquarters
- Seneca, MO
- FDIC cert
- #34146
- Status
- Active
Where People's Bank of Seneca lends
Top states by funded SBA volume.
Metro areas where People's Bank of Seneca funds
What People's Bank of Seneca funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 7 | $4.5M |
| Manufacturing | 4 | $2.6M |
| Accommodation and Food Services | 5 | $2.5M |
| Professional and Technical Services | 5 | $2.2M |
| Retail Trade | 7 | $2.0M |
| Construction | 1 | $575K |
People's Bank of Seneca SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 3 | $1.1M |
| 2011 | 3 | $1.2M |
| 2012 | 2 | $326K |
| 2013 | 7 | $1.2M |
| 2014 | 5 | $700K |
| 2015 | 6 | $4.2M |
| 2016 | 1 | $478K |
| 2017 | 3 | $219K |
| 2018 | 2 | $229K |
| 2020 | 1 | $90K |
| 2021 | 3 | $1.6M |
| 2024 | 1 | $3.9M |
Related SBA lenders
Other lenders active in Missouri or in Other Services.
Comparing lenders? See how to choose an SBA lender by track record.
People's Bank of Seneca: frequently asked questions
Does People's Bank of Seneca offer SBA loans?
Yes. People's Bank of Seneca appears in the public SBA data with 37 funded SBA 7(a) loans totaling $15.3M.
How many SBA loans has People's Bank of Seneca made?
People's Bank of Seneca is associated with 37 SBA 7(a) loans totaling $15.3M in the public SBA data (as of 2026-03-31).
What is People's Bank of Seneca's SBA charge-off rate?
About 8.1% of People's Bank of Seneca's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does People's Bank of Seneca do most of its SBA lending?
People's Bank of Seneca's SBA lending in the data is most concentrated in Missouri, and by industry in Other Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). People's Bank of Seneca SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/people-s-bank-of-seneca/
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