SBA lender profile
Peoples State Bank
Peoples State Bank appears in the public SBA loan data with 195 funded 7(a) loans since FY2010, totaling $66.0M, an average of $338K per loan, and an estimated 2,145 jobs supported. Its SBA lending concentrates in Wisconsin and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.1%. 27.2% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 77
- Scale 63
- Activity 68
- Consistency 85
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Peoples State Bank the right lender for you?
Lenders fund what they know. Peoples State Bank's SBA lending concentrates in Wisconsin (184 loans) and Accommodation and Food Services (46 loans), at an average loan of $338K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $182M
- Headquarters
- Shepherd, TX
- FDIC cert
- #10345
- Status
- Active
Where Peoples State Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Wisconsin | 184 | $60.1M |
| Ohio | 6 | $3.0M |
| North Dakota | 1 | $942K |
| District of Columbia | 1 | $850K |
| North Carolina | 1 | $835K |
| Illinois | 1 | $200K |
Metro areas where Peoples State Bank funds
What Peoples State Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 46 | $15.4M |
| Wholesale Trade | 13 | $14.4M |
| Retail Trade | 28 | $8.4M |
| Other Services | 20 | $5.9M |
| Manufacturing | 16 | $4.0M |
| Health Care and Social Assistance | 15 | $3.7M |
Peoples State Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 15 | $3.8M |
| 2011 | 27 | $8.0M |
| 2012 | 18 | $5.6M |
| 2013 | 22 | $2.2M |
| 2014 | 15 | $2.1M |
| 2015 | 20 | $3.5M |
| 2016 | 10 | $2.9M |
| 2017 | 9 | $2.2M |
| 2018 | 3 | $428K |
| 2019 | 8 | $2.2M |
| 2020 | 6 | $1.5M |
| 2021 | 6 | $4.5M |
| 2022 | 9 | $1.8M |
| 2023 | 5 | $3.1M |
| 2024 | 9 | $7.2M |
| 2025 | 10 | $7.6M |
| 2026 | 3 | $7.5M |
Related SBA lenders
Other lenders active in Wisconsin or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Peoples State Bank: frequently asked questions
Does Peoples State Bank offer SBA loans?
Yes. Peoples State Bank appears in the public SBA data with 195 funded SBA 7(a) loans totaling $66.0M.
How many SBA loans has Peoples State Bank made?
Peoples State Bank is associated with 195 SBA 7(a) loans totaling $66.0M in the public SBA data (as of 2026-03-31).
What is Peoples State Bank's SBA charge-off rate?
About 2.1% of Peoples State Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Peoples State Bank do most of its SBA lending?
Peoples State Bank's SBA lending in the data is most concentrated in Wisconsin, and by industry in Accommodation and Food Services.
Is Peoples State Bank an SBA Preferred Lender (PLP)?
The loan record shows Peoples State Bank operating under PLP delegated authority: 53 of its 7(a) loans (27.2%) were processed through the Preferred Lenders Program, including 19 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Peoples State Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/peoples-state-bank/
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