SBA lender profile
Richton Bank & Trust Company
Richton Bank & Trust Company appears in the public SBA loan data with 1 funded 7(a) loan since FY2010, totaling $1.2M, an average of $1.2M per loan, and an estimated 2 jobs supported. Its SBA lending concentrates in Mississippi and the Agriculture, Forestry, Fishing sector. With only 1 7(a) loan in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is Richton Bank & Trust Company the right lender for you?
Richton Bank & Trust Company appears in the SBA record with 1 funded loan since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
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Where Richton Bank & Trust Company lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Mississippi | 1 | $1.2M |
What Richton Bank & Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Agriculture, Forestry, Fishing | 1 | $1.2M |
Richton Bank & Trust Company SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $1.2M |
Related SBA lenders
Other lenders active in Mississippi or in Agriculture, Forestry, Fishing.
Comparing lenders? See how to choose an SBA lender by track record.
Richton Bank & Trust Company: frequently asked questions
Does Richton Bank & Trust Company offer SBA loans?
Yes. Richton Bank & Trust Company appears in the public SBA data with 1 funded SBA 7(a) loan totaling $1.2M.
How many SBA loans has Richton Bank & Trust Company made?
Richton Bank & Trust Company is associated with 1 SBA 7(a) loan totaling $1.2M in the public SBA data (as of 2026-03-31).
What is Richton Bank & Trust Company's SBA charge-off rate?
Richton Bank & Trust Company appears with only 1 7(a) loan in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Richton Bank & Trust Company do most of its SBA lending?
Richton Bank & Trust Company's SBA lending in the data is most concentrated in Mississippi, and by industry in Agriculture, Forestry, Fishing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Richton Bank & Trust Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/richton-bank-trust-company/
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