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SBA lender profile

Service FCU

Service FCU appears in the public SBA loan data with 91 funded 7(a) loans since FY2010, totaling $5.8M, an average of $64K per loan, and an estimated 400 jobs supported. Its SBA lending concentrates in New Hampshire and the Construction sector. Across its 7(a) loans, the charge-off rate is 0.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 86
Scale 22
Activity 38
Consistency 51

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
91
Since FY2010
Total volume
$5.8M
Average loan size
$64K
7(a) charge-off rate
0.0%
Share of 7(a) loans charged off
Jobs supported (reported)
400
Programs
7(a)

Is Service FCU the right lender for you?

Lenders fund what they know. Service FCU's SBA lending concentrates in New Hampshire (82 loans) and Construction (36 loans), at an average loan of $64K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Service FCU lends

Top states by funded SBA volume.

StateLoansTotal volume
New Hampshire 82 $5.2M
Massachusetts 7 $541K
Maine 2 $115K

Metro areas where Service FCU funds

What Service FCU funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Construction 36 $2.1M
Administrative and Support 14 $964K
Wholesale Trade 3 $621K
Retail Trade 4 $426K
Accommodation and Food Services 7 $365K
Real Estate 4 $298K

Service FCU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20111$50K
20151$210K
20191$85K
202111$968K
202222$1.5M
202324$1.2M
202423$1.4M
20258$431K

Related SBA lenders

Other lenders active in New Hampshire or in Construction.

Comparing lenders? See how to choose an SBA lender by track record.

Service FCU: frequently asked questions

Does Service FCU offer SBA loans?

Yes. Service FCU appears in the public SBA data with 91 funded SBA 7(a) loans totaling $5.8M.

How many SBA loans has Service FCU made?

Service FCU is associated with 91 SBA 7(a) loans totaling $5.8M in the public SBA data (as of 2026-03-31).

What is Service FCU's SBA charge-off rate?

About 0.0% of Service FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Service FCU do most of its SBA lending?

Service FCU's SBA lending in the data is most concentrated in New Hampshire, and by industry in Construction.

For Service FCU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Service FCU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Service FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/service-fcu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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