SBA lender profile
Shinhan Bank America
Shinhan Bank America appears in the public SBA loan data with 382 funded 7(a) loans since FY2010, totaling $266.4M, an average of $697K per loan, and an estimated 4,506 jobs supported. Its SBA lending concentrates in California and the Other Services sector. Across its 7(a) loans, the charge-off rate is 1.6%. 91.4% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 82
- Scale 81
- Activity 80
- Consistency 84
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Shinhan Bank America the right lender for you?
Lenders fund what they know. Shinhan Bank America's SBA lending concentrates in California (172 loans) and Other Services (87 loans), at an average loan of $697K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $2.0B
- Headquarters
- New York, NY
- FDIC cert
- #33188
- Status
- Active
Where Shinhan Bank America lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 172 | $155.1M |
| New York | 81 | $36.7M |
| Georgia | 49 | $30.5M |
| Texas | 44 | $19.7M |
| New Jersey | 22 | $10.1M |
| Connecticut | 4 | $4.3M |
What Shinhan Bank America funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 87 | $84.0M |
| Accommodation and Food Services | 127 | $78.6M |
| Retail Trade | 75 | $44.0M |
| Health Care and Social Assistance | 30 | $23.8M |
| Wholesale Trade | 29 | $14.4M |
| Manufacturing | 8 | $8.3M |
Shinhan Bank America SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 50 | $19.3M |
| 2011 | 36 | $24.6M |
| 2012 | 10 | $3.2M |
| 2013 | 11 | $2.2M |
| 2014 | 13 | $2.5M |
| 2015 | 6 | $1.7M |
| 2016 | 28 | $25.1M |
| 2017 | 42 | $22.1M |
| 2018 | 49 | $34.4M |
| 2019 | 35 | $25.6M |
| 2020 | 26 | $25.3M |
| 2021 | 18 | $21.7M |
| 2022 | 7 | $5.8M |
| 2023 | 8 | $13.8M |
| 2024 | 12 | $8.4M |
| 2025 | 25 | $22.8M |
| 2026 | 6 | $8.1M |
Related SBA lenders
Other lenders active in California or in Other Services.
Comparing lenders? See how to choose an SBA lender by track record.
Shinhan Bank America: frequently asked questions
Does Shinhan Bank America offer SBA loans?
Yes. Shinhan Bank America appears in the public SBA data with 382 funded SBA 7(a) loans totaling $266.4M.
How many SBA loans has Shinhan Bank America made?
Shinhan Bank America is associated with 382 SBA 7(a) loans totaling $266.4M in the public SBA data (as of 2026-03-31).
What is Shinhan Bank America's SBA charge-off rate?
About 1.6% of Shinhan Bank America's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Shinhan Bank America do most of its SBA lending?
Shinhan Bank America's SBA lending in the data is most concentrated in California, and by industry in Other Services.
Is Shinhan Bank America an SBA Preferred Lender (PLP)?
The loan record shows Shinhan Bank America operating under PLP delegated authority: 349 of its 7(a) loans (91.4%) were processed through the Preferred Lenders Program, including 43 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Shinhan Bank America SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/shinhan-bank-america/
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