SBA lender profile
So Cal CDC
So Cal CDC appears in the public SBA loan data with 354 funded 504 loans since FY2010, totaling $333.5M, an average of $942K per loan, and an estimated 3,664 jobs supported. Its SBA lending concentrates in California and the Manufacturing sector. Charge-off status is reported only on 7(a) loans, so no charge-off rate is available for this 504-only lender.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record n/r
- Scale 82
- Activity 71
- Consistency 82
Track record is 7(a)-only; So Cal CDC appears with 504 loans only, so it’s scored on scale, activity, and consistency.
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is So Cal CDC the right lender for you?
Lenders fund what they know. So Cal CDC's SBA lending concentrates in California (354 loans) and Manufacturing (52 loans), at an average loan of $942K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
So Cal CDC is a Certified Development Company (a 504 lender), not an FDIC-insured bank.
Where So Cal CDC lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 354 | $333.5M |
Metro areas where So Cal CDC funds
What So Cal CDC funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 52 | $55.8M |
| Wholesale Trade | 45 | $54.0M |
| Accommodation and Food Services | 25 | $40.2M |
| Health Care and Social Assistance | 43 | $39.8M |
| Professional and Technical Services | 33 | $27.0M |
| Retail Trade | 27 | $26.0M |
So Cal CDC SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 1 | $564K |
| 2012 | 41 | $25.6M |
| 2013 | 47 | $35.1M |
| 2014 | 20 | $14.7M |
| 2015 | 27 | $30.1M |
| 2016 | 25 | $32.3M |
| 2017 | 22 | $16.5M |
| 2018 | 21 | $27.4M |
| 2019 | 29 | $40.1M |
| 2020 | 30 | $27.4M |
| 2021 | 31 | $26.2M |
| 2022 | 34 | $35.1M |
| 2023 | 14 | $11.9M |
| 2024 | 6 | $7.0M |
| 2025 | 3 | $2.5M |
| 2026 | 3 | $1.1M |
Related SBA lenders
Other lenders active in California or in Manufacturing.
New to the program? See how an SBA 504 loan works (the structure, the rates, and the CDC's role), browse every Certified Development Company ranked by 504 volume , or see how to choose an SBA lender by track record.
So Cal CDC: frequently asked questions
Does So Cal CDC offer SBA loans?
Yes. So Cal CDC appears in the public SBA data with 354 funded SBA 504 loans totaling $333.5M, as a Certified Development Company (CDC) that funds the SBA 504 portion of a project.
How many SBA loans has So Cal CDC made?
So Cal CDC is associated with 354 SBA 504 loans totaling $333.5M in the public SBA data (as of 2026-03-31).
What is So Cal CDC's SBA charge-off rate?
Charge-off status is reported only on 7(a) loans, and So Cal CDC appears with 504 loans only, so there is no charge-off rate to report. See our methodology.
Where does So Cal CDC do most of its SBA lending?
So Cal CDC's SBA lending in the data is most concentrated in California, and by industry in Manufacturing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). So Cal CDC SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/so-cal-cdc/
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