SBA lender profile
South Coast Bank & Trust
South Coast Bank & Trust appears in the public SBA loan data with 26 funded 7(a) loans since FY2010, totaling $32.4M, an average of $1.2M per loan, and an estimated 315 jobs supported. Its SBA lending concentrates in Georgia and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 3.9%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 67
- Scale 29
- Activity 52
- Consistency 65
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is South Coast Bank & Trust the right lender for you?
Lenders fund what they know. South Coast Bank & Trust's SBA lending concentrates in Georgia (25 loans) and Accommodation and Food Services (12 loans), at an average loan of $1.2M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $268M
- Headquarters
- Brunswick, GA
- FDIC cert
- #16283
- Status
- Active
Where South Coast Bank & Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Georgia | 25 | $31.5M |
| South Carolina | 1 | $915K |
Metro areas where South Coast Bank & Trust funds
What South Coast Bank & Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 12 | $18.2M |
| Arts, Entertainment, Recreation | 2 | $4.5M |
| Real Estate | 2 | $4.0M |
| Retail Trade | 4 | $3.1M |
| Professional and Technical Services | 1 | $1.2M |
| Health Care and Social Assistance | 3 | $999K |
South Coast Bank & Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 1 | $77K |
| 2012 | 3 | $3.6M |
| 2013 | 2 | $1.8M |
| 2015 | 3 | $5.0M |
| 2016 | 4 | $5.1M |
| 2018 | 2 | $1.7M |
| 2019 | 3 | $1.7M |
| 2021 | 4 | $5.2M |
| 2022 | 1 | $1.6M |
| 2023 | 2 | $3.4M |
| 2025 | 1 | $3.2M |
Related SBA lenders
Other lenders active in Georgia or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
South Coast Bank & Trust: frequently asked questions
Does South Coast Bank & Trust offer SBA loans?
Yes. South Coast Bank & Trust appears in the public SBA data with 26 funded SBA 7(a) loans totaling $32.4M.
How many SBA loans has South Coast Bank & Trust made?
South Coast Bank & Trust is associated with 26 SBA 7(a) loans totaling $32.4M in the public SBA data (as of 2026-03-31).
What is South Coast Bank & Trust's SBA charge-off rate?
About 3.9% of South Coast Bank & Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does South Coast Bank & Trust do most of its SBA lending?
South Coast Bank & Trust's SBA lending in the data is most concentrated in Georgia, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). South Coast Bank & Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/south-coast-bank-trust/
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