SBA lender profile
Southwestern National Bank
Southwestern National Bank appears in the public SBA loan data with 229 funded 7(a) loans totaling $375.1M, an average of $1.6M per loan, and an estimated 1,693 jobs supported. Its SBA lending concentrates in Texas and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.4%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
229
Total volume
$375.1M
Average loan size
$1.6M
Charge-off rate
0.4%
Share of funded loans charged off
Jobs supported (reported)
1,693
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.4B
- Headquarters
- Houston, TX
- FDIC cert
- #34319
- Status
- Active
Where Southwestern National Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 92 | $151.8M |
| California | 82 | $126.3M |
| Washington | 23 | $39.0M |
| Oklahoma | 5 | $13.3M |
| Idaho | 5 | $10.2M |
| Ohio | 3 | $8.1M |
What Southwestern National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 122 | $193.4M |
| Accommodation and Food Services | 55 | $97.7M |
| Wholesale Trade | 13 | $25.1M |
| Health Care and Social Assistance | 8 | $14.7M |
| Other Services | 10 | $14.3M |
| Manufacturing | 6 | $11.5M |
Southwestern National Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 27 | $36.7M |
| 2021 | 16 | $27.5M |
| 2022 | 6 | $12.3M |
| 2023 | 35 | $60.1M |
| 2024 | 56 | $92.5M |
| 2025 | 67 | $108.3M |
| 2026 | 22 | $37.7M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Southwestern National Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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