SBA lending by metro area
SBA lenders in Kingsport, TN
Which lenders fund Kingsport-area businesses, how much, and how the market compares with Tennessee: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Kingsport area
Ranked by SBA volume funded to businesses located in the Kingsport metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | The First Bank and Trust Company | 91 | $27.5M | $302K | 0.00% |
| 2 | Live Oak Banking Company | 13 | $22.5M | $1.7M | not reported |
| 3 | First Community Bank | 16 | $5.5M | $342K | not reported |
| 4 | Thread Bank | 6 | $5.0M | $827K | not reported |
| 5 | Mountain Commerce Bank | 12 | $4.3M | $359K | not reported |
| 6 | Celtic Bank Corporation | 6 | $3.8M | $637K | not reported |
| 7 | Brightbridge, Inc. | 6 | $3.8M | $627K | not reported |
| 8 | Truist Bank | 18 | $3.3M | $185K | not reported |
| 9 | The Huntington National Bank | 6 | $2.9M | $487K | not reported |
| 10 | U.S. Bank, National Association | 18 | $1.8M | $103K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Kingsport compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Kingsport area | $160K ▼ 36.0% | 4.5% ▼ 0.8 pts |
| Tennessee | $250K | 5.3% |
| United States | $179K | 11.2% |
What gets funded in Kingsport
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 53 | $46.6M |
| Retail Trade | 62 | $25.2M |
| Manufacturing | 28 | $21.7M |
| Other Services | 27 | $14.4M |
| Finance and Insurance | 15 | $13.3M |
| Arts, Entertainment, Recreation | 18 | $8.8M |
| Health Care and Social Assistance | 17 | $8.1M |
| Construction | 41 | $7.7M |
SBA lending in Kingsport by year
Geography, precisely
"Kingsport area" here means the Kingsport-Bristol, TN-VA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Bristol city, VA; Hawkins County, TN; Scott County, VA; Sullivan County, TN; Washington County, VA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.