SBA lender profile
The Harvard State Bank
The Harvard State Bank appears in the public SBA loan data with 8 funded 7(a) loans totaling $11.4M, an average of $1.4M per loan, and an estimated 243 jobs supported. Its SBA lending concentrates in Illinois and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
8
Total volume
$11.4M
Average loan size
$1.4M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
243
Programs
7(a)
Bank profile
via FDIC- Total assets
- $327M
- Headquarters
- Harvard, IL
- FDIC cert
- #9079
- Status
- Active
Where The Harvard State Bank lends
Top states by funded SBA volume.
What The Harvard State Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 3 | $9.7M |
| Health Care and Social Assistance | 3 | $850K |
| Accommodation and Food Services | 2 | $840K |
The Harvard State Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 4 | $5.4M |
| 2022 | 2 | $5.2M |
| 2023 | 2 | $791K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of The Harvard State Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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