SBA lender profile
Third Coast Bank
Third Coast Bank appears in the public SBA loan data with 374 funded 7(a) loans since FY2010, totaling $319.3M, an average of $854K per loan, and an estimated 8,242 jobs supported. Its SBA lending concentrates in Texas and the Health Care and Social Assistance sector. Across its 7(a) loans, the charge-off rate is 2.4%. 75.1% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 76
- Scale 82
- Activity 80
- Consistency 86
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Third Coast Bank the right lender for you?
Lenders fund what they know. Third Coast Bank's SBA lending concentrates in Texas (357 loans) and Health Care and Social Assistance (49 loans), at an average loan of $854K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $6.6B
- Headquarters
- Humble, TX
- FDIC cert
- #58716
- Status
- Active
Where Third Coast Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 357 | $302.4M |
| Louisiana | 3 | $9.4M |
| California | 2 | $2.2M |
| Oklahoma | 1 | $1.5M |
| North Carolina | 2 | $787K |
| Utah | 2 | $775K |
Metro areas where Third Coast Bank funds
What Third Coast Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 49 | $52.8M |
| Accommodation and Food Services | 79 | $45.7M |
| Retail Trade | 37 | $32.3M |
| Manufacturing | 26 | $25.9M |
| Other Services | 46 | $25.4M |
| Real Estate | 16 | $22.7M |
Third Coast Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $612K |
| 2011 | 8 | $8.3M |
| 2012 | 12 | $8.6M |
| 2013 | 23 | $14.1M |
| 2014 | 24 | $12.6M |
| 2015 | 32 | $21.1M |
| 2016 | 49 | $39.3M |
| 2017 | 25 | $22.7M |
| 2018 | 26 | $27.3M |
| 2019 | 33 | $29.5M |
| 2020 | 21 | $19.8M |
| 2021 | 41 | $41.0M |
| 2022 | 24 | $28.2M |
| 2023 | 13 | $17.1M |
| 2024 | 16 | $11.4M |
| 2025 | 22 | $16.2M |
| 2026 | 4 | $1.6M |
Related SBA lenders
Other lenders active in Texas or in Health Care and Social Assistance.
Comparing lenders? See how to choose an SBA lender by track record.
Third Coast Bank: frequently asked questions
Does Third Coast Bank offer SBA loans?
Yes. Third Coast Bank appears in the public SBA data with 374 funded SBA 7(a) loans totaling $319.3M.
How many SBA loans has Third Coast Bank made?
Third Coast Bank is associated with 374 SBA 7(a) loans totaling $319.3M in the public SBA data (as of 2026-03-31).
What is Third Coast Bank's SBA charge-off rate?
About 2.4% of Third Coast Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Third Coast Bank do most of its SBA lending?
Third Coast Bank's SBA lending in the data is most concentrated in Texas, and by industry in Health Care and Social Assistance.
Is Third Coast Bank an SBA Preferred Lender (PLP)?
The loan record shows Third Coast Bank operating under PLP delegated authority: 281 of its 7(a) loans (75.1%) were processed through the Preferred Lenders Program, including 34 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Third Coast Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/third-coast-bank/
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