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SBA lender profile

Transact Bank, National Association

Transact Bank, National Association appears in the public SBA loan data with 17 funded 7(a) loans since FY2010, totaling $26.0M, an average of $1.5M per loan, and an estimated 690 jobs supported. Its SBA lending concentrates in Colorado and the Other Services sector. With only 17 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record. 58.8% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
17
Since FY2010
Total volume
$26.0M
Average loan size
$1.5M
7(a) charge-off rate
Insufficient data
Only 17 7(a) loans in the data
Jobs supported (reported)
690
Programs
7(a)

Is Transact Bank, National Association the right lender for you?

Transact Bank, National Association appears in the SBA record with 17 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where Transact Bank, National Association lends

Top states by funded SBA volume.

StateLoansTotal volume
Colorado 10 $13.3M
North Carolina 2 $3.7M
Tennessee 1 $3.2M
Arizona 1 $2.0M
Washington 1 $1.4M
Nevada 1 $1.3M

What Transact Bank, National Association funds

Top industries by funded SBA volume.

Transact Bank, National Association SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20148$11.9M
20157$10.7M
20162$3.4M

Related SBA lenders

Other lenders active in Colorado or in Other Services.

Comparing lenders? See how to choose an SBA lender by track record.

Transact Bank, National Association: frequently asked questions

Does Transact Bank, National Association offer SBA loans?

Yes. Transact Bank, National Association appears in the public SBA data with 17 funded SBA 7(a) loans totaling $26.0M.

How many SBA loans has Transact Bank, National Association made?

Transact Bank, National Association is associated with 17 SBA 7(a) loans totaling $26.0M in the public SBA data (as of 2026-03-31).

What is Transact Bank, National Association's SBA charge-off rate?

Transact Bank, National Association appears with only 17 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Transact Bank, National Association do most of its SBA lending?

Transact Bank, National Association's SBA lending in the data is most concentrated in Colorado, and by industry in Other Services.

Is Transact Bank, National Association an SBA Preferred Lender (PLP)?

The loan record shows Transact Bank, National Association operating under PLP delegated authority: 10 of its 7(a) loans (58.8%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Transact Bank, National Association

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Transact Bank, National Association's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Transact Bank, National Association SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/transact-bank-national-association/

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