SBA lender profile
Two Rivers Bank & Trust
Two Rivers Bank & Trust appears in the public SBA loan data with 56 funded 7(a) loans since FY2010, totaling $28.6M, an average of $511K per loan, and an estimated 794 jobs supported. Its SBA lending concentrates in Iowa and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 5.4%. 1.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 62
- Scale 38
- Activity 49
- Consistency 78
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Two Rivers Bank & Trust the right lender for you?
Lenders fund what they know. Two Rivers Bank & Trust's SBA lending concentrates in Iowa (55 loans) and Manufacturing (7 loans), at an average loan of $511K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $315M
- Headquarters
- Burlington, IA
- FDIC cert
- #11760
- Status
- Inactive
Where Two Rivers Bank & Trust lends
Top states by funded SBA volume.
Metro areas where Two Rivers Bank & Trust funds
What Two Rivers Bank & Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 7 | $8.4M |
| Accommodation and Food Services | 16 | $5.5M |
| Other Services | 9 | $3.7M |
| Real Estate | 3 | $3.3M |
| Transportation and Warehousing | 2 | $2.0M |
| Retail Trade | 6 | $1.7M |
Two Rivers Bank & Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $140K |
| 2011 | 1 | $4.5M |
| 2012 | 1 | $1.0M |
| 2013 | 2 | $139K |
| 2014 | 2 | $260K |
| 2015 | 1 | $150K |
| 2016 | 4 | $3.6M |
| 2017 | 1 | $50K |
| 2018 | 3 | $1.9M |
| 2019 | 2 | $1.0M |
| 2020 | 6 | $1.7M |
| 2021 | 8 | $5.7M |
| 2022 | 7 | $2.5M |
| 2023 | 5 | $1.9M |
| 2024 | 6 | $1.9M |
| 2025 | 6 | $2.2M |
Related SBA lenders
Other lenders active in Iowa or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Two Rivers Bank & Trust: frequently asked questions
Does Two Rivers Bank & Trust offer SBA loans?
Yes. Two Rivers Bank & Trust appears in the public SBA data with 56 funded SBA 7(a) loans totaling $28.6M.
How many SBA loans has Two Rivers Bank & Trust made?
Two Rivers Bank & Trust is associated with 56 SBA 7(a) loans totaling $28.6M in the public SBA data (as of 2026-03-31).
What is Two Rivers Bank & Trust's SBA charge-off rate?
About 5.4% of Two Rivers Bank & Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Two Rivers Bank & Trust do most of its SBA lending?
Two Rivers Bank & Trust's SBA lending in the data is most concentrated in Iowa, and by industry in Manufacturing.
Is Two Rivers Bank & Trust an SBA Preferred Lender (PLP)?
The loan record shows Two Rivers Bank & Trust operating under PLP delegated authority: 1 of its 7(a) loans (1.8%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Two Rivers Bank & Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/two-rivers-bank-trust/
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