SBA lender profile
Two Rivers Bank & Trust
Two Rivers Bank & Trust appears in the public SBA loan data with 38 funded 7(a) loans totaling $15.8M, an average of $417K per loan, and an estimated 522 jobs supported. Its SBA lending concentrates in Iowa and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
38
Total volume
$15.8M
Average loan size
$417K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
522
Programs
7(a)
Bank profile
via FDIC- Total assets
- $315M
- Headquarters
- Burlington, IA
- FDIC cert
- #11760
- Status
- Inactive
Where Two Rivers Bank & Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Iowa | 38 | $15.8M |
What Two Rivers Bank & Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 5 | $3.5M |
| Accommodation and Food Services | 10 | $2.6M |
| Real Estate | 2 | $2.4M |
| Transportation and Warehousing | 2 | $2.0M |
| Professional and Technical Services | 3 | $1.6M |
| Other Services | 6 | $1.4M |
Two Rivers Bank & Trust SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 6 | $1.7M |
| 2021 | 8 | $5.7M |
| 2022 | 7 | $2.5M |
| 2023 | 5 | $1.9M |
| 2024 | 6 | $1.9M |
| 2025 | 6 | $2.2M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Two Rivers Bank & Trust's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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