SBA lender profile
United Bank of Iowa
United Bank of Iowa appears in the public SBA loan data with 93 funded 7(a) loans since FY2010, totaling $22.3M, an average of $240K per loan, and an estimated 549 jobs supported. Its SBA lending concentrates in Iowa and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 5.4%. 92.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 61
- Scale 42
- Activity 46
- Consistency 72
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is United Bank of Iowa the right lender for you?
Lenders fund what they know. United Bank of Iowa's SBA lending concentrates in Iowa (92 loans) and Accommodation and Food Services (24 loans), at an average loan of $240K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $29M
- Headquarters
- Carroll, IA
- FDIC cert
- #15589
- Status
- Inactive
Where United Bank of Iowa lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Iowa | 92 | $22.2M |
| South Dakota | 1 | $70K |
Metro areas where United Bank of Iowa funds
What United Bank of Iowa funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 24 | $8.4M |
| Retail Trade | 23 | $3.5M |
| Other Services | 17 | $2.8M |
| Manufacturing | 6 | $2.1M |
| Transportation and Warehousing | 4 | $1.5M |
| Wholesale Trade | 3 | $1.2M |
United Bank of Iowa SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 9 | $3.6M |
| 2011 | 5 | $488K |
| 2012 | 3 | $371K |
| 2013 | 2 | $433K |
| 2015 | 3 | $373K |
| 2016 | 8 | $1.2M |
| 2017 | 7 | $754K |
| 2018 | 3 | $320K |
| 2019 | 2 | $567K |
| 2020 | 5 | $687K |
| 2021 | 11 | $2.7M |
| 2022 | 18 | $6.0M |
| 2023 | 5 | $650K |
| 2024 | 8 | $3.6M |
| 2025 | 4 | $562K |
Related SBA lenders
Other lenders active in Iowa or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
United Bank of Iowa: frequently asked questions
Does United Bank of Iowa offer SBA loans?
Yes. United Bank of Iowa appears in the public SBA data with 93 funded SBA 7(a) loans totaling $22.3M.
How many SBA loans has United Bank of Iowa made?
United Bank of Iowa is associated with 93 SBA 7(a) loans totaling $22.3M in the public SBA data (as of 2026-03-31).
What is United Bank of Iowa's SBA charge-off rate?
About 5.4% of United Bank of Iowa's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does United Bank of Iowa do most of its SBA lending?
United Bank of Iowa's SBA lending in the data is most concentrated in Iowa, and by industry in Accommodation and Food Services.
Is United Bank of Iowa an SBA Preferred Lender (PLP)?
The loan record shows United Bank of Iowa operating under PLP delegated authority: 86 of its 7(a) loans (92.5%) were processed through the Preferred Lenders Program, including 12 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). United Bank of Iowa SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/united-bank-of-iowa/
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